ING Vysya Bank Charges

Will you please provide the detailed information about the charges on General Current Account offered at ING Vysya Bank ?

[Shaleen]

ING Vysya Bank was established in the year 2002. The head quarter is located at Bangalore, India .

General Current Account charges---

Minimum Balance Requirement--Quarterly Average Balance (QAB) Requirement--Rs. 10,000/-

Service charges for Non maintenance of QAB--Rs. 900/- per quarter

Additional Statement of Accounts

Weekly - Rs. 400/- p.a.
Daily - Rs. 750/- p.a.
Fortnightly - Rs. 200/- p.a.

Issue of Duplicate / Adhoc statements---Rs. 100/- per request

Cheque book issues--CTS OR Payable at Par (PAP) Cheques--Rs. 2.50/- per leaf

ATM Usage
ING ATMs—Free

Daily withdrawal limit on ING ATMs---Rs. 50,000/-

Other Bank ATMs---Rs. 20/- per Cash withdrawal (including ST) & Rs. 8.50/- per balance inquiry (excluding ST)

International ATMs

USD 2.50 per enquiry
USD 2.50 per withdrawal
Decline Charges for Cash Withdrawal due to insufficient funds
Rs. 25 (excluding service tax)

Image Customization Charges
Rs 199/- onwards

Charges for re-generation of Debit Card PIN sent through Courier--Rs. 50/-

Standing Instructions
1. Transfer from one account to another account within ING—Free

2. External payments (Including NRO / NRE accounts of individuals)

Set up - Rs. 150/-
Execution - Rs. 25/- per execution + remittance charge + courier / postage
Amendment - Rs. 25/-

Closure of Accounts
Rs. 500/- if closed within 1st year, Rs. 250/- if closed within 2 years

Transaction charges
Rs 3 per entry

Stop Payment of cheque / ECS
Rs. 100/- per cheque/ECS & Rs. 200 per series

SMS Alerts
SMS charges : Rs. 2 per SMS ##

Remittances
Demand Draft / Pay Order
Up to Rs. 50,000/-
Rs. 2.00/- per Rs. 1,000/- min Rs. 125/-
Beyond Rs. 2 lakh
Rs. 2.50/- per Rs. 1,000/- min Rs. 50/-
Rs. 50,001/- to Rs. 2 lakh
Rs. 1.00/- per Rs. 1,000/- min Rs. 400/- (Max Rs. 6,000/-)
Charges for PAP cheque payments - Intercity Clearing

Charges for RTGS / NEFT

RTGS - Above Rs 2 lakh to Rs 5 lakh- Rs 25/- per transaction

Above Rs 5 lakh- Rs 50/- per transaction

NEFT Outward - Upto Rs. 1,00,000/- - Rs. 5/- per transaction

From Rs. 1,00,000/- to Rs. 2 lakh - Rs. 15/- per transaction

Rs 1 per 1,000 Mimimum Rs 25/- per transaction
RSA Token(Wherever applicable)