#1
12th September 2015, 05:04 PM
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Historical Base Rate of State Bank of Hyderabad
Will you please share with me the current Base Rate of State Bank of Hyderabad as it is very urgent for me?
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#2
14th September 2015, 09:32 AM
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Re: Historical Base Rate of State Bank of Hyderabad
As you want to get the details of current Base Rate of State Bank of Hyderabad so here is the information of the same for you: BASE RATE: 9.95% W.E.F:16-07-2015 SEGMENT WISE HOUSING LOAN w.e.f. 16-07-2015 Period/ Amount Up to*`75 lacs Above*`75 lacs Up to 30 Yrs 9.95% 9.95% SBH Maxgain Housing Loan 9.95% 9.95% Processing Charges NIL Car Loan (Floating Rate) « W.E.F. 16-07-2015 Interest Rate : 10.15% p.a. Processing Charges : 0.25% of the loan amount subject to a minimum of Rs. 500 and maximum of Rs. 5000/- Car Loan (Floating Rate) « Old Vehicles Less than 3 years : 15.55% p.a. (5.50% above BR) 3 to 5 years : 15.80% p.a. (5.75% above BR) Education Loan « Upto*`4.00 Lakhs : 12.55% p.a.*(2.50% above BR) Above*`4.00 Lakhs : 13.05% p.a.*(3.00% above BR) Advances against Govt. Securities NSC, IVPs etc : 13.30% p.a. (3.25% above BR) Advances against shares and debentures/ Bonds/ Units/ Mutual Funds : 14.55% p.a.*(4.50% above BR) RBI Relief Bonds : 13.55% (3.50% above BR) Advances against surrender value of of Life Insurance policy : 13.55% (3.50% above BR) Advances against Bank’s Term Deposit : 1.00 % above the interest rate allowed on the deposit Advances against balances in the Janata Deposit Account a) For Public b) For Staff : a) 14.05 % (4.00% above BR)b) 12.05 % (2.00% above BR) Gold Loan « Applicable for both SARAL & Premium Gold Loans (i) Less than Rs.25000/- 180bps above Base Rate.* Effective Rate 11.85%p.a (ii) Rs.25000/- & above but less than Rs.100000/- 130bps above Base Rate.* Effective Rate 11.35%p.a (iii) Rs.100000/- & Above 30bps above Base Rate.* Effective Rate 10.35%p.a Processing fee :*0.50% of the loan amount subject to a minimum of Rs. 100 and maximum of Rs. 1000/- (exclusive of gold appraisal charges) Mortgage Loans « Interest: Term Loan: *Base Rate + 3.25% = 13.30% p.a. OD Loan : Base Rate + 3.5% = 13.55% p.a. SME Car Loans « Interest: For New Vehicles : BR+ 0.25% For Old Vehicles : BR + 5.50% Contact Details: State Bank of Hyderabad Door No. 6-2-236, Z P Road, Subhashnagar Subhash Nagar Nizamabad, Telangana 503002 India Map Location: [MAP]State Bank of Hyderabad Nizamabad, Telangana[/MAP] |
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