Credit Card In KVB Bank

What is Fees and Charges of Credit Card In KVB Bank, will you plz tell me about the same , as I want to apply for the same ??

[pawan]

Karur Vysya Bank (KVB) is an Indian private-sector bank, headquartered in Karur in Tamil Nadu.


Fees and Charges of Credit Card In KVB Bank

The following Fees and charges are applicable when customers apply for a Karur Vysya Credit Card:

One Time Joining Fee


Rs.2,999

Annual Fee


Rs.2,999

Interest Free Credit Period


20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full)

Finance charges or KarurVysya Bank Credit Card Interest Rates


Upto 3.35% p.m. (40.2% p.a.) from the transaction date

Cash Advance limit


Upto 80% of Credit Limit ( Max. 12, 000 / day for Gold & 15, 000 / day for Platinum/Signature Cards

Finance charges for cash advance


Upto 3.35% p.m. (40.2% p.a.) from the date of withdrawal

Statement Retrieval


Rs. 100 per Statement (> 3 months old)

Late Payment


Zero if due amount ranges from Rs.0 to Rs.200
Rs.100 if due amount ranges from Rs.201 to Rs.500.
Rs.200 is fixed as late payment penalty for bill ranges between Rs.501 and Rs.1000
Rs.500 is charges for due amount ranging from Rs.1001 & up to Rs.10,000
Rs.750 if bill due amount exceeds Rs.10,000

Overlimit


2.5% of Over limit Amount (Min. Rs.500)

Card Replacement


Rs.100

Foreign Currency Transaction


Conversion mark up: 3.5%

Rewards Redemption Fee


Up to Rs.99

Bank profile:
Type Private
Traded as BSE: 590003
NSE: KARURVYSYA
Industry Banking
Financial services
Founded 1916
Headquarters Karur, Tamil Nadu, India
Key people B.Swaminathan
(Chairman)
Products Consumer banking, Corporate banking, Finance and Insurance, Investment banking, Mortgage loans, Private banking, Wealth management, Credit Cards
Revenue 5,443.41 crore (US$850 million) (2016)
Operating income 1,235.42 crore (US$190 million) (2016)
Net income 567.63 crore (US$89 million) (2016)
Total assets 57,663.72 crore (US$9.0 billion) (2016)
Number of employees 7,211 (2016)
Capital ratio 11.79%