#1
11th January 2017, 06:01 PM
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Bank of Baroda Credit Card
Can you tell me about the eligibility requirement to apply for Credit Card in BOB (Bank of Baroda)? Also tell me about the benefits of Credit Card in BOB?
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#2
12th January 2017, 08:53 AM
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Re: Bank of Baroda Credit Card
A credit card is a plastic card that makes payments convenient. With it, one has the option of making purchases or withdrawing cash when want, and repaying the amount over a period of time. Bobcard Ltd. offers a wide range of Credit Card namely: Bobcard Signature Bobcard Platinum Master Bobcard Platinum Visa Bobcard Assure Bobcard Titanium Bobcard Corporate Premium Eligibility The eligibility varies from the type of card applied for. In general the basic eligibility includes: Income criteria: Individual - Rupees 2, 00,000 p.a. (Gross) and above Company/Firm (Paid up capital) - Rupees 25 lakhs & above if card is applied on Company/Firm a/c.:- Last three years audited balance sheet, Profit & loss a/c., Board resolution. If card is applied on personal a/c.:- Latest Form 16 or ITR copy. Photograph of applicant/s and address proof. Documents for Bank of Baroda credit cards Identity Proof which can be a copy of Passport, PAN Card, UID, Driving License or Voter’s ID Card Income Proof which can be the latest IT Return, Form 16, Salary Slip for Government or PSU Employees Address Proof which can be a copy of Passport, Electricity re telephone Bill, UID, Bank Passbook of any PSU Bank Color Photograph PAN Card copy Last 3 months’ bank statement Benefits Buy now and pay later concept. Ability to buy needed items now Don't have to carry cash. Plastic cards are easy to carry and convenient to handle. Creates a record of purchases made. More convenient than writing checks and making drafts Consolidates bills into one payment Revolving credit limit without any charge for a limited period Accidental insurance coverage of the cardholder Zero loss card liability after it is reported to bank. Reward points on the usage of cards. Add-on card for offering the credit cards to your near and dear 24 hour cash through ATM Facility to transact in more than one currency |