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12th January 2017, 08:53 AM
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Join Date: Mar 2013
Re: Bank of Baroda Credit Card

A credit card is a plastic card that makes payments convenient. With it, one has the option of making purchases or withdrawing cash when want, and repaying the amount over a period of time.

Bobcard Ltd. offers a wide range of Credit Card namely:

Bobcard Signature Bobcard Platinum Master Bobcard Platinum Visa Bobcard Assure Bobcard Titanium Bobcard Corporate Premium

Eligibility

The eligibility varies from the type of card applied for. In general the basic eligibility includes:

Income criteria:
Individual - Rupees 2, 00,000 p.a. (Gross) and above
Company/Firm (Paid up capital) - Rupees 25 lakhs & above if card is applied on Company/Firm a/c.:- Last three years audited balance sheet, Profit & loss a/c., Board resolution. If card is applied on personal a/c.:- Latest Form 16 or ITR copy. Photograph of applicant/s and address proof.

Documents for Bank of Baroda credit cards
Identity Proof which can be a copy of Passport, PAN Card, UID, Driving License or Voter’s ID Card
Income Proof which can be the latest IT Return, Form 16, Salary Slip for Government or PSU Employees
Address Proof which can be a copy of Passport, Electricity re telephone Bill, UID, Bank Passbook of any PSU Bank
Color Photograph
PAN Card copy
Last 3 months’ bank statement

Benefits

Buy now and pay later concept.
Ability to buy needed items now
Don't have to carry cash.
Plastic cards are easy to carry and convenient to handle. Creates a record of purchases made.
More convenient than writing checks and making drafts
Consolidates bills into one payment
Revolving credit limit without any charge for a limited period
Accidental insurance coverage of the cardholder
Zero loss card liability after it is reported to bank.
Reward points on the usage of cards.
Add-on card for offering the credit cards to your near and dear
24 hour cash through ATM
Facility to transact in more than one currency


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