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20th March 2016, 08:34 AM
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Join Date: May 2012
Re: Central Bank of India Credit Card OTP

Yes, One Time Password (OTP) is generated for every online transaction with MasterCard - Credit Card in CBI or Central Bank of India. The other details of the MasterCard - Credit Card is as follows:

Eligibility :
Applicant should be 18 years & above and below 65 years in age
Applicant should be an accountholder of the Bank
Gross Annual Income should be above Rs 5.00 lac

Documentation :
Proof of Address
PAN Card
Contact details – Mobile Nos. e-mail id etc
Salary slip for (for salaried individuals)
Copy of latest Income Tax returns

Acceptance :
MasterCard Titanium Credit Card is a premium card and is accepted at all merchant outlets across the world.

Cash Withdrawal :
Card can be used at any ATM anywhere in the world to the extent of permissible limits

Card Features :
Card is secured for online usage with 3D Secure MasterCard Secure Code. One Time Password (OTP) is generated for every online transaction

Up to 55 days of credit-free card usage

Add-on card facility available

E-statement delivery to registered e-mail id

Auto debit facility available

SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic card offers

Customer Care Services available 24x7x365

Fees :
Card / Add-on Card Issuance Fee – Rs 500.00 (Excl Service Tax)
Card / Add-on Card Renewal / Cancellation – Rs 500.00
ATM Transaction Charges – Rs 100 per withdrawal + 3.50% p.m. from date of withdrawal till date of repayment
Mark-up Fee (For Foreign Currency Transaction) - 3.50%
Railway Ticket Surcharge – 2.5% + Rs 30.00
Petrol Transaction Surcharge – 2.50% (Waived for all transactions between Rs 400.00 & Rs 4,000.00)
Dishonour of Auto debit – Rs 150.00 per auto debit dishonour
Late Payment Charges – Rs 350.00
Service charge on unpaid amount beyond due date – 3.50% per month


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