#1
20th March 2016, 08:33 AM
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Central Bank of India Credit Card OTP
Can you tell me if One Time Password (OTP) is generated for every online transaction with MasterCard - Credit Card in CBI or Central Bank of India?
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#2
20th March 2016, 08:34 AM
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Re: Central Bank of India Credit Card OTP
Yes, One Time Password (OTP) is generated for every online transaction with MasterCard - Credit Card in CBI or Central Bank of India. The other details of the MasterCard - Credit Card is as follows: Eligibility : Applicant should be 18 years & above and below 65 years in age Applicant should be an accountholder of the Bank Gross Annual Income should be above Rs 5.00 lac Documentation : Proof of Address PAN Card Contact details – Mobile Nos. e-mail id etc Salary slip for (for salaried individuals) Copy of latest Income Tax returns Acceptance : MasterCard Titanium Credit Card is a premium card and is accepted at all merchant outlets across the world. Cash Withdrawal : Card can be used at any ATM anywhere in the world to the extent of permissible limits Card Features : Card is secured for online usage with 3D Secure MasterCard Secure Code. One Time Password (OTP) is generated for every online transaction Up to 55 days of credit-free card usage Add-on card facility available E-statement delivery to registered e-mail id Auto debit facility available SMS alerts delivered to registered mobile number for every transaction, statement generation, payment due & periodic card offers Customer Care Services available 24x7x365 Fees : Card / Add-on Card Issuance Fee – Rs 500.00 (Excl Service Tax) Card / Add-on Card Renewal / Cancellation – Rs 500.00 ATM Transaction Charges – Rs 100 per withdrawal + 3.50% p.m. from date of withdrawal till date of repayment Mark-up Fee (For Foreign Currency Transaction) - 3.50% Railway Ticket Surcharge – 2.5% + Rs 30.00 Petrol Transaction Surcharge – 2.50% (Waived for all transactions between Rs 400.00 & Rs 4,000.00) Dishonour of Auto debit – Rs 150.00 per auto debit dishonour Late Payment Charges – Rs 350.00 Service charge on unpaid amount beyond due date – 3.50% per month |
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