Bharat Overseas Bank Ltd

Can you tell me in detail about the Services Charges levied by Bharat Overseas Bank Ltd now Indian Overseas Bank? Provide me the contact detail of the Central Office of the Bank?

[Pathak]

Bharat Overseas Bank (BOB) established in 1973 in Chennai and was merged with Indian Overseas Bank in 2007, which took over all the bank's employees, assets, and deposits.

BOB was established to take over for the Bangkok branch of the Indian Overseas Bank and was among few private banks in India that the Reserve Bank of India allowed to have a branch outside India, and was the only bank representing India in Thailand then.

It was owned by seven banks: Indian Overseas Bank, Bank of Rajasthan , Vysya Bank, Karur Vysya Bank, Federal Bank , South Indian Bank , and Karnataka Bank , but in 2007 Indian Overseas Bank fully acquired the bank.

Service Charges – Advances Related (Processing Charges) for Fund Based Limits

1. Fund Based – Working Capital & Short Term Loans (repayable within one year)
(i) Priority
(ii) Non-Priority Sector
(iii) MSME

Amount of Loan / Limit Charges (Rs.) All Branches

Upto Rs. 25,000/- Nil

Above Rs. 25,000/- Upto Rs. 2,00,000/- Rs.525

Above Rs. 2,00,000/- Rs.395 per lac or Part thereof

2) For Term Loans (Standalone Term Loans as well as Term Loans sanctioned with other facilities) & Liqui-rent Loans under CRE

Amount of Loan/Limit Charges (Rs.) All Branches

Upto Rs. 25,000/- Nil

Above Rs. 25,000/- Upto Rs. 2 lacs 1.01%

Above Rs. 2 lacs to Rs.5 lacs 1.05%

Above Rs.5 lacs to Rs.5 crores 1.10%

Above Rs.5 crores Rs.5.48 lacs + 0.88% above Rs.5 crores

MSME Advances (Above Rs.5 lacs 0.88%

Services Charges with effect from 01.09.2015



more detail attached a pdf file;