Best Investment Plans in India for Short Term

Hello, I want to know the details of the Best Investment Plans in India for Short Term. Please provide me.

[Shaleen]

Hello, here I am providing you the details of the Best Investment Plans in India for Short Term as under:

Gold or Silver -
Gold and silver are like the ever growing trees of investment forest, handy for both long and short-term investments.

Arbitrage Funds-
These are considered as equity mutual funds. Hence, they are more tax efficient if your holding period is more than a year.

Short Term Funds-
These funds primarily invest in securities, which mature from 1-3 years. Taxation is same as that of any other debt funds.

Senior Citizen Savings Scheme (SCSS)
Probably the best investment option plan if you’re above 60 years. The rate of interest for Senior Citizen Savings Scheme is nearly 9.2% now.

Money Market Account –
Popularly known as liquid funds, money market accounts are designed to give you security of capital as well as worthy returns.

Investments in NCD's/ Corporate or Company Deposits -
Select a secured NCD (Non-convertible debentures) for securing your capital and avail attractive interest rates varying from 9% to 12%.

Large Cap Mutual Funds -
Large cap mutual funds are those wherein the investment is made selectively in the stocks of large business organizations to achieve substantial growth in a short period of time.

Bank Fixed Deposit –
Most of us are interested towards bank FDs when talking about secure investments. With a minimum period of 30 days, one can keep his money to a maximum of 10 years in a FD.

Ultra Short Term Funds or Liquid Plus Funds-
These funds are slightly riskier than Liquid Funds. Because they primarily invest in short-term debt securities maturing from 90 days to 1.5 Yrs.

Liquid Funds-
These are types of mutual funds, who usually invest in short-term government securities and certificate of deposits. Such short-term investments make them reasonably secure.