BCG Matrix of Bank of Baroda

hii sir, I wants to do investment in the bank of baroda will you please provide me some performance Highlights / BCG Matrix of the bank of Baroda ?

[Pathak]

Bank of Baroda is an Indian state-owned banking and financial services company headquartered in Vadodara in Gujarat, India.It is the second largest bank in India, next to State Bank Of India


The performance Highlights / BCG Matrix of the bank of Baroda is given below


Total Business (Deposit+Advances) increased to Rs 9,65,900 crore reflecting a growth of 20.43% (y-o-y).

Gross Profit and Net Profit were Rs 9,291 crore and Rs 4,541 crore respectively. Net Profit registered a growth of 1.35% over the previous year.

Credit-Deposit Ratio stood at 86.15% as against 82.03% last year.

Retail Credit posted a growth of 20.96% constituting 16.6% of your Bank’s Gross Domestic Credit in FY14.

MSME Credit posted a growth of 21.21% constituting 20.3% of your Bank’s Gross Domestic Credit in FY14.

Net Interest Margin (NIM) as per cent of interest earning assets in global operations was at the level of 2.36% and in domestic operations at 2.87% during FY14.

Net NPAs to Net Advances stood at 1.52% this year against 1.28% last year.

Capital Adequacy Ratio (CAR) as per Basel II stood at 12.87%.

Capital Adequacy Ratio (CAR) as per Basel III stood at 12.28%

Net Worth improved to Rs 34,933 crore registering a rise of 13.7%.

Book Value improved from Rs 729.11 to Rs 813.50 on year.

Business per Employee moved up from Rs 1,689 lakh to Rs1,865 lakh on year.


Key Finance

Particulars FY14
Return on Average Assets (ROAA) (%) 0.75
Average Cost of Funds (%) 5.37
Average Yield (%) 7.68
Average Interest Earning Assets (Rs crore) 5,07,082.68
Average Interest Bearing Liabilities (Rs crore) 5,02,176.05
Net Interest Margin (%) 2.36
Cost-Income Ratio (%) 43.44
Book Value per Share (Rs) 813.5
EPS (Rs) 107.38