Activate Bank of America Debit Card

Can you tell me about the ways for activation of new Debit Card of BoA or Bank of America as I have a one but have no idea how to activate it?

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There are 3 ways for activation of new Debit Card of BoA or Bank of America:

Call 888.624.2323 (Non-U.S. call collect: 925.675.6195)

Use new debit card with current PIN to make a purchase or at any Bank of America ATM.

Online Banking or Mobile Banking

Bank of America Debit Card

Debit and ATM cards are 2 of the most popular ways to access money in checking or savings account. These cards give flexible access to money, but need to be aware of any fees that may be charged when use card.


The debit card comes with Total Security Protection package—including $0 Liability Guarantee (fraudulent charges are credited back to account as soon as the next business day) and fraud monitoring (it monitor how and where card is being used). Plus, one can add one’s photo on card to help protect if it’s lost or stolen.


All debit cards are issued with chip technology that provides stronger security when used at terminals or ATMs that are chip-enabled. The data stored on the chip is more difficult to forge.


Debit card look like credit cards—it will have a Visa or MasterCard logo on them. However, it is definitely not credit card. It will not help to build a credit rating layer.


One can use a debit card to make purchases without accumulating interest layer because the money comes directly from checking account. Debit cards can take the place of writing checks, paying with cash or using a credit card.


Debit cards will also usually double as ATM card, allowing withdrawing cash or deposit money at an ATM machine.


Bank of America offers a debit card, also known as a check card, when one open checking account. When one use a debit card, the money comes directly from checking account, just like when one write a check.