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#2
26th September 2016, 01:45 PM
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| Re: Punjab National Bank Turnover
PNB or Punjab National Bank is an Indian multinational banking and financial services company which was founded in 1894. It has over 6,968 branches and over 9,656 ATMs across 764 cities. It serves over 80 million customers. Its Total assets were $96.3 billion (2015). Performance Highlights for Q4 FY 15 and FY 2015 Top Line Milestones: Global Assets Rs. 6.0 Lac Crore Global Deposits Rs. 5.0 Lac Crore Savings Deposits Rs. 1.5 Lac Crore Overseas Business Rs. 1.0 Lac Crore Key Performance Indicators: CRAR (BASEL III) 12.21% Net Interest Margin 3.15% (FY 2015) Cost Of Deposit 6.09% (FY 2015) Cost to Income Ratio 46.74%(FY 2015) Operating Profit to AWF 2.06% (FY 2015) YOY Growth (%) MSME Credit 21.37% Retail Credit 24.57% Housing Loan 26.45% Bottom Line Achievement (FY2015) Operating Profit Rs 11955 Crore Total Income Rs 52206 Crore Other Income Rs 5891 Crore Profitability Q4FY15 • Net Profit of the Bank for the quarter ended March 2015 (Q4 FY’15) amounted to Rs.307 crore. • Operating Profit for Q4 FY’15 stood at Rs 3203 crore as against Rs 3173 crore in Q4 FY’14 . • Total income during Q4 FY’15 rose by 7.7 % to Rs.13456 crore FY15 • Net Profit of the Bank for Financial Year ended March 2015 amounted to Rs.3062 crore as compared to Rs 3343 crore last year. • Operating profit of the Bank during the Financial Year ended March 2015 grew by 5% to reach Rs. 11955 crore from Rs 11384 crore in March’14. • Total income during FY’15 rose by 9.2% to Rs. 52206 crore with a growth of 7.4% in Interest Income on advances. • Net Interest Income during FY’15 amounted Rs 16556 crore as against 16146 Crore in FY’14 PNB Performance Highlights for Q4 FY 15 and FY 2015  |