Home Loan At Union Bank Of India

I need some information about Union Bank Of India, Home Loan scheme for that I need your help?

[Rajkumar Agarwal]

Don’t worry I will get details of Home Loan offer by Union Bank Of India to customer’s, so that it would be easy for you to remember.

ELIGIBILITY
Indian citizen above 21 years

Individual, either singly or jointly with other family members viz. father, mother, son and/or spouse, who have regular sources of income as co-applicants.

Siblings, i.e. brother-sister, brother- brother, sister-sister can be permitted as a applicants/co-applicants subject to the property must be in the joint names of the siblings.

NRIs are also eligible for the home loan. Contact our nearest branch for further details.

Purpose
Purchase/ construction of house/ flat
Purchase of plot and construction of house thereon
Repairs/ improvements/ extension of the existing residential property.
Take-over of housing loan availed from another bank / FI

Quantum Of Loan
Depending on repayment capacity of the borrower and value of property

Maximum Rs. 30 Lakhs for Repairs.

MARGIN, I.E. YOUR SHARE
20% of the total cost of the purchase/ construction of house/ flat for loans upto Rs. 75 Lakhs

25% of the total cost of the purchase/ construction of house/ flat for loans Above Rs. 75 lakhs to Rs. 2 Crores

35% of the total cost of the purchase/ construction of house/ flat for loans Above Rs. 2 Crores

20% of total cost of the repairs

Repayment
Repayment period of up to 30 years

10 years in case of repairs

Flexible methods of repayment

Address:-
Union Bank Of India
Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400 021, Maharashtra, India

Phone:-
022-22892000

] my net salary is 23174 and room coast samtings 50,00,000lakh , so pls advice of loan