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Old 26th July 2016, 04:18 PM
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Join Date: Aug 2012
Default Re: Union Bank Of India

Union Bank Of India offers Unique educational loan scheme for higher education.

Unique educational loan

Purpose


Basic education
To pursue graduation / higher education
To pursue technical / professional / management courses

Eligibility

Secured admission to the concerned institute in India or abroad through appropriate selection process and cleared the qualifying examination, if any

Courses covered in India

Graduation / post-graduation / diploma courses from recongnized universities
Technical / professional / management courses
PhD courses

Courses covered outside India

Graduation / post-graduation degrees offered by recongnized universities
Certified degree courses conducted by CIMA, London, CPA, USA and other such institutes
PhD courses
Diploma courses abroad are not covered

Indian citizen

Quantum Of Loan-

For studies in India - maximum upto Rs. 10 Lakhs.

The quantum of loan is higher for the institutes covered under Special Education Loan schemes.

For studies outside India- maximum Up to Rs. 20 Lakhs

Margin, i.e. Your share

For loans upto Rs. 4 Lakhs, no margin is required

For loans above Rs. 4 Lakhs, margin is 5% for studies in India and 15% for studies outside India

Scholarship / assistantship will be included in the margin

Moratorium Period-
Course period + 1 year

Repayment-
15 years irrespective of the loan amount

Contact-

All-India Toll Free number : 1800 22 22 44 / 1800 208 2244
Charged Numbers : 080-25300175
Dedicated number for NRI : +918025302510
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