As per your request here I am providing you JAIIB Indian Institute of Banking and Finance clerk exam syllabus.
Syllabus of JAIIB Indian Institute of Banking and Finance
SYLLABUS
PAPER 1 - PRINCIPLES & PRACTICES OF BANKING
Objective :
Module A - Indian Financial System
Module B - Functions of Banks
Deposits :
Credit :
Agriculture / SMEs / SHGs / SSI / Tiny Sector Financing
Module C : Banking Technology
Regulatory provisions / enactments governing Banks,
(3) Retail Banking : Approach,
Products, Marketing etc.,
(4) Wholesale Banking; International Banking;
(5) Role and
Functions of Capital Markets,
(6) Role and Functions of Mutual Funds,
(7) Role and Functions
of Insurance Companies - Bancassurance,
(8) Importance of Risk Management in Bankstypes
of Risk-Impact and Management Factoring & Forfeiting,
(9) Alliances / mergers /
consolidation
(10) ADR / GDR / Off Balance Sheet Items,
(11) Participatory Notes,
(12) CreditInformation Bureau Ltd.,
(13) Fair Practices for Debt Collection,
(14) Basel-II,
(15) Banking
Codes and Standard Boards
Banker-Customer relations - Know your Customer(KYC) guidelines-Different Deposit
Products - services rendered by Banks - Mandate and Power of Attorney;
Banker’s lien - right of set off - garnishee order - Income tax attachment order etc.
Payment and collection of Cheque - duties and responsibilities of paying and collecting
banker-protection available to paying and collecting banker under NI Act - endorsements -
forged instruments - bouncing of cheques and their implications
Opening of accounts for various types of customers - minors - joint account holders - HUF -
firms - companies - trusts - societies - Govt. and public bodies Importance of AML
Principles of lending - various credit Products / Facilities - working capital and term loans -
Credit Appraisal Techniques - Approach to lending; - credit management - credit monitoring -
NPA Management
Different types of documents; Documentation Procedures; Stamping of documents Securities
- Different modes of charging - types of collaterals and their characteristics Priority Sector
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Module D - Support Services - Marketing of Banking Services Products
PAPER 2 : ACCOUNTING & FINANCE FOR BANKERS
Objective:
Module A - Basics of Business Mathematics
Module B - Accounting in Banks / Branches
Module C - Bank Accounting and Balance Sheet
Module D - Other Accounts
Marketing Management - Meaning, Importance and Functions - Marketing of Services -
Product Research & Development - Test Marketing of Bank Products - Product Life Cycle -
Product Modification - New Product Development - Packaging and Branding of Bank
Products - Diversification - Pricing of Bank Products and Services - Objectives, Strategies and
Methods - Factors Influencing the Pricing Decisions, Importance of Pricing. Distribution -
Bonds - Calculation of YTM - Duration - Bond Pricing - Premium and Discount - Bond valuation
rules preliminary method, definition of debt, rules on compounding in respect of loan
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Module E - Computerized Accounting
PAPER 3: LEGAL & REGULATORY ASPECTS OF BANKING
Objectives:
Module A - Regulations and Compliance:
Module B - Legal Aspects of Banking Operations
Module C - Banking Related Laws
Module D - Commercial Laws with reference to Banking Operations
Accounting in electronic environment - methods - procedures - security - rectification.
Core banking environment is to be highlighted. Standard books maintained for different
B. Government and RBI’s powers
- Opening of new banks and branch licensing
- Constitution of board of directors and their rights
- Banks share holders and their rights
- CRR / SLR concepts
- Cash / currency management
- Winding up - amalgamation and mergers
- Powers to control advances - selective credit control - monetary and credit policy
- Audit and Inspection
- Supervision and control - board for financial supervision - its scope and role
- Disclosure of accounts and balance sheets
- Submission of returns to RBI etc.
- Corporate Governance
Syllabus of JAIIB Indian Institute of Banking and Finance 
