#1
22nd June 2015, 02:43 PM
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South Indian Bank Agriculture Gold Loan
As I want to take loan from the South Indian Bank so please tell me about the types of loans provided by this bank? Give me details about the Agriculture loan and the Gold Loan of the South Indian Bank, also tell me about there interest rates?
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#2
4th December 2015, 07:29 PM
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Re: South Indian Bank Agriculture Gold Loan
Hello sir I am Bheem, can you please provide me application form for applying for Agriculture Loan of South Indian Bank???
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#3
4th December 2015, 07:34 PM
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Re: South Indian Bank Agriculture Gold Loan
South Indian Bank Limited (SIB) is a private sector bank headquartered at Thrissur City in Kerala, India. Here as per your demand I am providing you application form of Agriculture Loan of South Indian Bank Application form of Agriculture Loan of South Indian Bank In this form you have to fill the following details: 1. Full Name of the applicant 2. Full Address 3. If a member of the Joint Hindu Family, if so,Name ofthe ‘Karta’ 4. Caste 5. Particularsof land holdings 6.Net annual income oft he borrower from all known activities / occupations. Rs. 7.Particulars of existing liabilities of borrower 8.Particulars of Farm Equipments owned |
#4
29th December 2015, 02:14 PM
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Re: South Indian Bank Agriculture Gold Loan
Hello sir I want to know about South Indian Bank Agriculture and Gold Loan so here can you please give me basic details about loan ?
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#5
29th December 2015, 02:14 PM
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Re: South Indian Bank Agriculture Gold Loan
Hey as South Indian Bank Limited is a private sector bank headquartered at Thrissur City in Kerala, India Agriculture loan Purpose : Any agricultural / allied activity. Eligibility : Based on unit cost of NABARD / scale of finance of the Agrl. / allied activity undertaken by the borrower. Quantum of loan : Term Loan – Minimum Rs. 1.00 lac Maximum Rs.25.00 lacs Repayment capacity : 75% of the annual income certified by the Br.Manager will be treated as the annual repayment capacity of the borrower. Security Primary : Hypothecation of crops / assets created. Collateral : Please contact the nearby branch. Repayment period : Up to 7 years in monthly / quarterly / half yearly instalments. Disbursement : Loan proceeds to be credited to the SB/CD account of the borrower. Foreclosure penalty : 2% of the outstanding amount / DP at the time of closure, whichever is higher. Gold max loan Purpose : To meet the customer personal requirement. Minimum amount of advance: Rs.5,000/- Security : Pledge of 22ct Gold Jewellery/Ornaments Period of Advance: 6 months Cut off date for redemption/auction: 7 months Minimum interest: Minimum for 5 days or Rs.50/-, whichever is higher. Handling charges: Nil |
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