Service Charges Of South Indian Bank

What are the minimum service charges taken from all customers of South Indian Bank for ATM facility? I got news from news channel that this bank will charge some money to use ATM facility. So provide full information that how much charge taken by South Indian Bank from all costumers. Are there difference charges for different types of ATMs?

What are the services charges laid down by South Indian Bank and on for providing which all services does it charge?

[Raman Vij]

The details of the various service charges levied by South Indian Bank are mentioned below:

MISCELLANEOUS
Balance enquiry@NIL
Balance Certificate@Rs.100/-
Interest Certificate@Rs.100/- First time free

Account closure

Before 6 Months
SB@75
CD@150

After 6 Months
SB@25
CD@50

Use of Fax/Telephone/Modem
Actuals with minimum @Rs.5/- local calls
Actuals with minimum @ Rs.25/- for STD calls

Photo attestation@Rs.100/-

Signature attestation@Rs.100/-

Stop Payment Charges@Rs.100/- per cheque and batch of above 3, Rs.300/-

Inoperative account@NIL

Internet Banking:

No charges for fund transfers inside South Indian Bank.

For RTGS/NEFT transactions, the following charges will be levied over and above the free restrictions of the respective account category.

RTGS/NEFT CHARGES
@Rs.100+ Service tax for resetting SIBerNet password

Mobile Service(SMS)
Annual Fee:
@Rs.75/- plus Service Tax after 6 months for Domestic customers.
@Rs.150/- plus Service Tax after 6 months for NRE customers w.e.f Dec:2007

Change in Mobile Number@Rs. 50/-

Issue of Confidential Report@Rs. 1000/- per report

ECS Mandate Verification@Rs.100/-

Allowing manoeuvre in account through Power of Attorney / Mandate holder –
Registration / Modification
SB a/cs @ Rs.100/-
CD a/cs @ Rs.250/-

Cash handling charges for Savings Bank Accounts 30 packets free per day. For each additional packet Rs.10/-

Cash handling charges for CD/CCOL/OD Accounts

The cash managing charges per day per Customer shall be levied from cash remittance by the customers with the branches in all Current Accounts and Loan Accounts as per the following tariff w. e .f 16/05/2012
Up to Rs. 3.00 Lacs and number of packet not exceeding 30 – Free
In case amount upto Rs. 3.00 Lacs, but number of packet exceeds 30, charges of Rs. 10 per packet
Rs. 3 lacs to Rs. 10 Lacs - Rs. 10 per packet or Rs. 100 per lakh whichever is higher
Above Rs. 10 lacs - Rs. 20 per packet or Rs. 200 per lakh whichever is higher

Packet means bunch of 100 notes

Ledger folio charges Rs.20/- per folio of 40 entries.( For SB, four free folios annually)

Postal charges Ordinary/Courier – At actuals with a minimum of Rs.10/-

Registered post – At actuals with a minimum of Rs.25/-

Providing copies of old records > 1 year the charges of Rs.100/- per year (per record / sheet)


Note:
The service charges listed above are subject to change without notice and subject to terms and conditions as laid down by the bank from time to time.