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  #2  
24th September 2012, 10:09 AM
Super Moderator
 
Join Date: May 2012
Re: SBI Home Loan Interest Rate Oct

Here are the details about the current interest rates for SBI Home loan :-

Loan Amount
Upto Rs. 30.00 lacs
Linkage with Base Rate over the tenor of the loan
0.25% above Base Rate
Effective Rate
10.00% P.A

Loan Amount
Above Rs. 30.00 lacs
Linkage with Base Rate over the tenor of the loan 0.40% above Base Rate
Effective Rate
10.15% P.A
  #3  
20th May 2015, 10:58 AM
Unregistered
Guest
 
Re: SBI Home Loan Interest Rate Oct

Can you tell me about the SBI or State Bank of India Home Loan Interest Rate as I want to know about it before applying for a loan in it?
  #4  
20th May 2015, 10:59 AM
Super Moderator
 
Join Date: Apr 2013
Re: SBI Home Loan Interest Rate Oct

SBI or State Bank of India Home Loans - Interest Rates with effect from 26.08.2014 is as follows:

Women
Home Loan interest rate, irrespective of loan limit
10 bps above the BR i.e. 10.10% p.a.

Maxgain above Rs. 1 crore
35 bps above the BR i.e. 10.35% p.a.

Others
Home Loan interest rate, irrespective of loan limit
15 bps above the Base Rate i.e. 10.15% p.a.

Maxgain above Rs. 1 crore
40 bps above the Base Rate i.e. 10.40% p.a.

The woman should be the sole applicant or first co-applicant of Home Loan and also
The property proposed to be financed should be either in the sole name of the woman borrower or she should be the first owner in case of joint ownership

SBI Home Loans Unique Advantage

No Processing Charges

Package of exclusive benefits

Low interest rates and further, it charge interest on a daily reducing balance

No hidden costs or administrative charges.

No prepayment penalties. Reduce interest burden and optimally utilize surplus funds by prepaying the loan.

Over 15,969 branches nationwide, one can get Home Loan account parked at a branch nearest to your present or proposed residence.


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