#1
16th January 2017, 06:07 PM
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SBI HBA Loan
Hi I would like to have the details of the State Bank of India’s various home loans as well as the basic eligibility as well as the documents and the rates of interest for the home loan offered?
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#2
17th January 2017, 09:46 AM
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Re: SBI HBA Loan
State Bank of India (SBI), has many home advance plans customized to the requirements of clients including SBI Maxgain, SBI Realty, SBI Home Plus and NRI Home Loans. A portion of the upsides of a SBI lodging credit are low financing costs with enthusiasm on day by day decreasing parity, low preparing expenses, no concealed cost and no managerial charges, in addition to zero prepayment punishments. Qualification Criteria, Documentation required for SBI Home Loan Salaried Independently employed Age 18 years to 70 years 21 years to 70 years Pay Rs.1,20,000 (p.a.) Rs.2,00,000 (p.a.) Credit Amount Offered 5, 00,000 - 1, 00, 00000 5, 00,000 - 2, 00, 00000 Residency 5 years-20 years 5 years-20 years Current Experience 2 years 3 years Documentation expected to apply for a SBI Home Loan 1. Marked application shape with photo 2. ID and living arrangement verification 3. Preparing charge check 4. Most recent 6 months bank explanations 5. Documentation for salaried candidates: Most recent 3 months compensation slips Shape 16 or Income Tax Returns 6. Documentation for independently employed candidates: Training capability testament and verification of business presence Most recent 3 years Income Tax Returns with calculation of Income Most recent 3 years CA Certified/Audited Balance Sheet and Profit and Loss Account SBI Home Loan Interest Rates Redesigned on 23 Dec 2016 SBI Home Loan Details Intrigue Rate For ladies - 9.10% to 9.25% For General Customers - 9.15% to 9.30% SBI Flexipay - 9.25% to 9.30% Handling Fees Up to 0.35% of Loan Amount, Maximum of Rs.11,500 Advance Tenure 30 years SBI Flexipay - 25 to 30 years Pre-conclusion Charges Nil Fractional Pre-Payment Charges Nil Underwriter Requirement No Guarantor Required |