#1
14th May 2016, 11:06 AM
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SBBJ Home Loan Eligibility
Hi I would like to have the details of the Home Loan which is offered by the State Bank of Bikaner and Jaipur?
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#2
14th May 2016, 11:27 AM
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Re: SBBJ Home Loan Eligibility
Acquiring and owning a house is an enthusiastic choice, you will discover SBBJ a right accomplice to guide you through the course. Appreciate the SBBJ Advantage: High Eligibility for Businessmen Doorstep Service Alluring Interest Rates Streamlined Documentation Faster Turnaround time Understand your fantasy. Appreciate the solace of your own Home be it little or huge. Key components of the plan are outfitted beneath: Name of the plan SBBJ Home Loan Reason Purchase of plot/house/level, development, augmentation, redesign and restoring Qualification Individual Credit Amount EMI/NMI: Wage up to 2.00 lacs – not surpassing 40% Wage above 2.00 lacs and up to 5.00 lacs – not surpassing half Pay above 5.00 lacs – not surpassing 55% Income of companion/child/little girl {any two) can be clubbed. For businessperson advance sum might be considered on the premise of offers if the advance sum is more than 2.00 lacs Edge Loan up to 1 crore 20% above 1.00 crore –25% Reimbursement Greatest 30 years including ban period. Pre-conclusion/pre-installment punishment is suspended on all Home Loans regardless of the period for which the record has run or the wellspring of assets. Reimbursement to be finished when the borrower achieves 70 years Security Mortgage/Eq. home loan of the property proposed to be bought/built/enhanced or whatever other unmistakable security Guarantee of life partner/child/girl if salary is clubbed. PDCs for EMI. Handling Fee (counting administration charge) Upto Rs.25,000 - NIL Above Rs.25,000 - REGULAR HOME LOAN : 0.50% of Loan Amount (Min Rs.500 and Max Rs.10,000) Upto Rs.25,000 - NIL Above Rs.25,000 - ONLINE HOME LOAN : 0.50% of Loan Amount (Min Rs.500 and Max Rs.10,000) NIL Processing charges for all Home Loans booked upto 31.03.2016 Different elements SBBJ Realty SBBJ Maxgain SBBJ Flexi Housing Loan NRI Housing advance plan Interest Details: Interest Rate 9.7% Floating Lowest EMI Rs. 855 per lakh Tenure Max 30 years Age Max 65 years for salaried |
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