Previous year question papers of Institute of Banking Personnel Selection

Will you please share with me the previous year question papers of Institute of Banking Personnel Selection?

[Raman Vij]

As you want to get the previous year question papers of Institute of Banking Personnel Selection so here it is for you:

1. GUI stands for?
(a) Geographical User Interface
(b) Geological User Interface
(c) Graphical User Interface
(d) None of these
2. Small pictures appearing on Desktop are called as____?
(a) Photos (b) Icons
(c) Pictures (d) e‐cons
3. Start button on the desktop is placed on _______ bar
(a) Task (b) Scroll
(c) Menu (d) None of these
4. Right click of mouse is used to get_______
a) Open the icon b) shortcut menu options
c) Close the icon d) None of the above
5. To insert a letter or text by replacing existing one we have to use _____ button from keyboard.
(a) Delete
(b) Insert
(c) Ctrl+Delete
(d) Ctrl+Insert

6. Initial procedure when computer starts is known as?
(a) Booting
(b) Starting
(c) Tasking
(d) Programming
7. Operating system is a _____?
(a) Application software (b) Computer Language
(c) Application hardware (d) System Software
8. Running computer without operating system is______
(a) Impossible (b) Sometime possible
(c) Possible (d) None of the above
9. To go to the beginning of the document ______ command can be used:
(a) Ctrl+Home
(b) Alt+Home
(c) Ctrl+End
(d) Ctrl+Delete
10. To go to the end of the document ______ command can be used:
(a) Ctrl+Home
(b) Alt+Home
(c) Ctrl+End
(d) Ctrl+Delete

11. To get all capital letters while typing we have to ________.
a) Keep Ctrl button pressed b) keep caps lock on
c) Keep caps lock off d) None of the above
12. Typed matter/document is to be saved in_____.
(a) Folder (b) File
(c) Hard disk (d) CD‐ ROM
13. Folder may contain:
(a) Files and sub folders
(b) Only files.
(c) Only sub folders.
(d) None of the above.
14. To copy selected matter from one place to another _____ key option may be used
a) Ctrl+S
b) Ctrl+P
c) Ctrl+V
d) Ctrl+C
15. To paste copied matter from one place to another _____ key option may be used
(a) Ctrl+S (b) Ctrl+P
(c) Ctrl+V (d) Ctrl+X
16. In "MS Word" MS stands for
(a) Master Server (b) Micro Service
(c) Microsoft (d) Mega Series
17. _______ stores the text, picture, graphics for temporarily
(a) Hard disk (b) CD
(c) Clipboard (d) Pen drive
18. Which of the following is not operating system
a) Windows 95 b) Windows 98
c) Windows 96 d) Windows 2000
19. _______ plays as interface between user and computer hardware
(a) Mouse (b) Keyboard
(c) Operating System (d) Internet
20. Which of the following is not a computer language
a) C++ b) Lotus 123
c) Oracle d) Microsoft
21. Double click of mouse is used to___
(a) Close file/folder
(b) Open file/folder
(c) Remove file/folder
(d) Delete file/folder
22. Back space key on the keyboard is used for____
(a) Deleting text towards right side of curser
(b) Deleting text towards left side of curser
(c) Inserting text towards right side of curser
(d) Inserting text towards left side of curser
23. Task bar can be placed at_____ :
(a) Bottom of the screen only (b) Right side of the screen only
(c) Any side of screen (d) Bottom and Top side of screen only
24. Last 15 documents opened can be viewed with the ____ option of start button
(a) Programmes
(b) Documents
(c) Setting
(d) Search
25. Recently used menus will appear on ________ as shortcut keys :
(a) Task Bar
(b) Menu Bar
(c) Standard tool bar
(d) None of the above
26. While typing right hand side number keys of the key board can be used provided______ :
(a) Num Lock button is on
(b) Caps Lock button is on
(c) Num Lock button is off
(d) None of the above
27. To find saved file from the computer we may use ______ option from start button
(a) Document
(b) Help and Support
(c) Search
(d) Run
28. When any file or folder is deleted, it will be parked in ______ of the computer
a) Memory Bin b) Recycle Bin
c) My computer d) None of the above
29. The activity of inter‐linking of different networks is known as ______?
(a) LAN (b) Internet
(c) Homepage (d) None of the above
30. Background screen of window is called as_____.
(a) Desktop.
(b) Windows environment
(c) Windows application.
(d) None of these.

Contact Details:
Institute of Banking Personnel Selection
IBPS House,
Western Express Hwy,
Asha Nagar,
Kandivali East,
Mumbai,
Maharashtra 400066 ‎
1800 22 2366
India

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Hello sir I want to prepare for IBPS PO so here can you please provide me Previous year question papers of Institute of Banking Personnel Selection of general knowledge ?

[Kiran Chandar]

Hey as per my idea now a day banking sector is playing very vital role and also increase job op[opportunity

Syllabus

Reasoning

English language

Quantitative aptitude

General awareness

Computer knowledge

Here I am giving you qus paper of general awareness

1. Equity schemes managed strong NAV gains, which boost their assets’ was a news in some financial newspapers. What is the full form of the term NAV as used in above head lines ?
(A) Nil Accounting Variation
(B) Net Accounting Venture
(C) Net Asset Value
(D) New Asset Venture
(D) None of these
Ans : (C)

2. As per reports published in various news papers, mutual fund companies showed 94 per cent growth in their total profits during 2009-10. This means the profits earned by these companies were 94 per cent—
(A) Of the total investments they made collectively during the year
(B) More than their profits during previous year
(C) Of the total capital of the company
(D) Less than the total expenditure of the companies
(D) None of these
Ans : (B)

3. As per the news published in various news papers Pakistan has imposed 15 per cent regulatory duty on exports of cotton yarn. Why countries are required to impose regulatory duties on exports of some of their commodities while in the eyes of the layman more exports means more foreign exchange and more revenue for the Govt. ?
1. It is done to control the exports of a commodity as it may be needed more in local markets than in foreign countries.
2. It is done to control the general inflation in the country as the inordinate exports of various commodities create imbalance and also cost push inflation.
3. It is a good short time measure to collect more revenue from the exports of the commodity which is in high demand in overseas markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)


4. As per the reports published in some major news papers ‘ADAG companies’ made good profits during the year. ADAG companies are popularly known as—
(A) Companies owned by Tata Group
(B) Aditya Birla Companies
(C) Reliance companies
(D) Companies owned by Aptech
(E) None of these
Ans : (C)

5. ONGC – Mittal Energy finds hydrocarbons in two blocks OPL-279 & OPL -285 in Nigerian sea was the news in some major news papers. what is the full form of the term OPL as used in the above head line ?
(A) Oil Prospecting License
(B) Ownership and Partnership Lease
(C) Overseas Private Line
(D) ONGC Petroleum Ltd.
(E) None of these
Ans : (A)

6. “Mutual Funds reported exceptional performance in 2009-10” was the news in major financial news papers recently. What is a mutual fund ?
1. A type of collective investment scheme that pools money from many investors and invest it in stocks, bonds or other money market instruments.
2. It is a subsidiary of a bank or financial company created specially to ralse money to be invested in a particular industry i.e. housing or insurance etc. The money raised thus cannot be invested anywhere else.
3. When several banks and financial companies come together and create a common pool of money to fund
mega infrastructural project like bridges, roads, power plants etc. the common pool is known as Mutual Fund.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (B)

7. As we all know the Bank Rate at present is fixed at 6%. What does it mean in context to the banking operations ?
(A) No bank will be able to give loan to any party on a rate lower than the Bank Rate
(B) Bank should give loan to their priority sector customers/borrowers at the rate of 6% only. They cannot charge less or more than this from their priority sector clients
(C) Banks are required to invest 6% of their total capital on financial inclusion and inclusive banking operations
(D) Banks will be required to give 6% of their total deposits to the Govt. of India for meeting its Balance of Trade requirements
(E) None of these
Ans : (A)

8. As per the reports in various news papers many private companies are trying to obtain the licences to launch a banking company in India. Which of the following organizations/agencies issue the licence for the same ?
(A) Securities & Exchange Board of India (SEBI)
(B) Indian Institute of Banking & Finance (IIBF)
(C) Indian Bank Association
(D) Registrar of Companies
(E) None of these
Ans : (E)

9. We very frequently read about Europe’s Sovereign—debt crisis these day. Which of the following statement/s is/are true about the same ?
1. In early 2010 the Euro crisis developed in some countries like Greece, Spain and Portugal.
2. This created a credit default swap between the countries of the European Union.
3. SAARC countries have offered some assistance to some of severely affected countries like Portugal, Spain & Greece.
(A) Only 1
(B) Only 2
(C) Only 1 and 2
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

10. As we all know the RBI has raised the Cash Reserve Ratio (CRR) by 25 bps. in April 2010. What action banks will have to take to implement the same ?
1. They will have to deposit some more money with the RBI as a reserved money.
2. Banks will be required to give some more loan to projects of the priority sector.
3. Banks will be required to give loan equivalent to the CRR to the Govt. of India for its day to day expenditure as and when required.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) All 1, 2 and 3
Ans : (A)

11. As per estimates given by the RBI the Economic Growth during the year 2010-11 will be at which of the following levels ?
(A) 6•5%
(B) 7%
(C) 7•5%
(D) 8%
(E) None of these
Ans : (D)

12. Which of the following is/are correct about the RBI’s credit policy announced in April 2010 ?
1. Repo rate raised by 25 bps.
2. A new reporting platform was introduced for secondary market transactions in Certificate of Deposits (CDs) and Commercial Papers (CPs).
3. Core Investment Companies (CICs) having an asset size of Rs. 100 crore are required to register also with the RBI.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
Ans : (A)

13. As per the announcement made by the RBI some Stock Exchanges in India are allowed to introduce Plain Vanilla Currency Options. The term Plain Vanilla Currency Options is associated with which of the following activities / operations ?
(A) Dollar – Rupee Exchange Rate
(B) Floating of Commercial Papers
(C) Launch of new mutual funds
(D) Deciding the opening price of a share on a particular business day
(E) None of these
Ans : (A)

14. Which of the following is not a term related to banking/finance operations ?
(A) Provision Coverage Ratio
(B) Securitization
(C) Consolidation
(D) Commodification
(E) Derivatives
Ans : (C)

15. The process of “Artificial Application of Water to the soil usually for assisting in growing crops”, is technically known as—
(A) water harvesting
(B) irrigation
(C) water recharging
(D) percolation
(E) None of these
Ans : (B)

16. As per the news published in major news papers/journals henceforth the Credit Card holders will be able to access their credit card information though automated interactive voice response system over the phone instead of speaking to the staff. This decision ofthe banks/credit card companies will provide—
1. an additional hurdle to the customers as people feel comfortable in talking to the staff instead of talking to a machine.
2. an additional security to the customers as this does not allow any staff to handle any transaction directly.
3. some comfort to the banks as they will be able to reduce their staff strength.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 1 and 3
Ans : (B)

17. The 34th National Game which were postponed several times are scheduled to be held in which of the following states ?
(A) Gujarat
(B) Kerala
(C) Tamil Nadu
(D) Uttar Pradesh
(E) Jharkhand
Ans : (E)

18. Waste Water generates which of the following gases which is more powerful and dangerous than CO2 ?
(A) Nitrogen
(B) Sulphur di-oxide
(C) Hydrogen
(D) Methane
(E) None of these
Ans : (D)

19. Which of the following days was observed as World Water Day 2010 ?
(A) 20th June
(B) 22nd July
(C) 22nd March
(D) 20th May
(E) None of these
Ans : (C)

20. Late Vinda Karandikar who died a few months back was a famous—
(A) Author
(B) Cine-Actor
(C) Sportsman
(D) Classical Singer
(E) Social Worker
Ans : (A)

21. As per the reports published recently the Govt. of India has decided to create a separate agency/body scrutinize all Foreign Direct Investments (FDIs) officially. Up till now the security screening was being done by the—
(A) Ministry of Foreign Affairs Govt. of India
(B) Reserve Bank of India
(C) Securities & Exchange Board of India
(D) Ministry of Finance, Govt. of India
(E) Ministry of Home Affairs Govt. of India
Ans : (E)

22. As per the news reports in various news papers the USA has outlined some major policy goals to prevent the danger of nuclear terrorism. Which of the following is/are included in those policy goals ?
1. Convene a nuclear security summit within a year’s time under the leadership of the USA.
2. A new agreement/pact should be introduced in place of present Nuclear Non Proliferation Treaty (NPT).
3. Call for a global effort to secure all nuclear weapons at all vulnerable sites all over the world.
(A) Only 1
(B) Only 2
(C) Only 1 and 3
(D) Only 2 and 3
(E) All 1, 2 and 3
Ans : (E)

23. ‘Indira Gandhi Canal’ which is around 450 km long provide irrigation facility mainly to which of the following states ?
(A) Punjab
(B) Haryana
(C) Madhya Pradesh
(D) Gujarat
(E) Rajasthan
Ans : (E)

24. Former caption of the Indian Cricket team, Ajit Wadekar is conferred which of the following awards for the year 2010 ?
(A) Bharat Ratna
(B) Khel Shri Award
(C) Dronacharya Award
(D) Rajiv Gandhi Khel Ratna Award
(E) None of these
Ans : (E)

25. Who amongst the following is the director of the popular Hindi film “Oye Lucky ! Lucky Oye” ?
(A) Mani Ratnam
(B) David Dhavan
(C) Dibankar Banerjee
(D) R. Balakrishnan
(E) None of these
Ans : (C)