Pnb msme

Hello sir would you please provide me MSME policy details of Punjab national bank??? If you have its details in pdf format then please provide me..

[Kiran Chandar]

Hello friend, here I am giving you details about Micro, Small & Medium Enterprises (MSME) policy of Punjab national bank… please have a look…

Micro, Small & Medium Enterprises (MSME) policy:

The Bank will continue to lay emphasis on financing Micro, Small & Medium Enterprises and your existing MSME credit portfolio shall be enlarged with special focus on lending to Micro Enterprises.

Following recommendations of High Level Task Force constituted by Hon’ble Prime Minister on Micro, Small & Medium Enterprises (MSME) Sector will be implemented:
Achievement of 20% year on year growth in credit to Micro and Small
Enterprises.

The share of Micro Enterprises in Micro & Small Enterprises lending be increased to 60% by accelerating lending to Micro Enterprises.

10% annual growth in number of accounts of advances to Micro Enterprises.

MSME ADVANCES:
a)

(i) Advances up to Rs. 50000/-: BR+1.25%

(ii) Advances above Rs. 50000/- & up to Rs 20 lacs: BR+2.25%

(iii) Advances above Rs. 20 lacs:As per Master Table above

b)

(i) Minimum ROI for MSME advances BR i.e presently 10 % *

(ii) Maximum ROI for MSME advances BR+2.50% *

(iii) Mean ROI for MSME advances BR+1.25% *

PNB MSME