Pandyan Grama Bank Gold Loan

Hi buddy as I want to apply for Pandyan Grama Bank Gold Loan, so would you plz here let me know about document requirement for this loan ??

[pawan]

Pandyan Grama Bank is a Scheduled public sector bank in Tamil Nadu established under Regional Rural Bank Act 1976.

Pandyan Grama Bank Gold Loan to provide loan to borrowers against pledge of their gold , gold ornaments, gold coins to meet their urgent financial needs with lower interest rate and faster disbursement.

Loan Eligibility

Person should be at least 18 years old.

Any person who owns gold , gold ornaments , gold coins that needs to be mortgaged with the bank.

Person should have a regular income (optional).

Persons who are having Savings or Current account with the bank (optional).

Gold Loan Documents Required

Duly filled up and signed gold loan application form

2 passport size photographs

Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card

Proof of Address - Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement

Proof of income -Latest salary slip showing all deductions or Form 16 or Income Tax Returns of 2 previous financial years (optional)

Bank profile :

Type Public

Industry Banking, Financial services

Founded 1976

Headquarters Virudhunagar, Tamil Nadu, India

Area served 16 districts

Key people Shri. N.RAVICHANDRAN

(Chairman )

Products Financial Services

Net income

74.63 crore (US$12 million)(March 2017)

Owner Govt of India , Govt of TN and Indian Overseas Bank