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22nd March 2016, 10:58 AM
Super Moderator
 
Join Date: May 2012
Re: Oriental Car Insurance

As you have asked information about the Oriental Car Insurance plans, I am giving you information about it
Oriental Car Insurance Plans has been deliberated to gratify the need of protection cover for our cherished vehicle. Likewise to its various other plans, Oriental Insurance ensures all the range of misfortune events are well covered under its Car Insurance Plan

Oriental Car insurance plans are offered in three categories, which are

Private Car insurance Plan
Commercial Vehicle Plan.
Liability Only Plan

Oriental Private Car insurance plans
Salient Features of the auto insurance plan by oriental Insurance are

The proficiency of Oriental Insurance in customized protection plans for every need.
The Coverage period is for one year; however shorter duration covers are also available under the plans.
Scope of Benefit under Four Wheeler Insurance plan
In the event of any loss or damage caused to the vehicle due to the natural calamities such as Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide are included in the plan

Commercial Vehicle Plan

The oriental commercial vehicle plan is premeditated to cater the protection needs of vehicles used for commercial purposes. Such vehicles generally travel to larger distances and on roads which are not well maintained. The value of the goods is associated with the vehicle carrying it and hence the insurance to cover both is more critical.

The Features of commercial vehicle plan are

Coverage for pan India locations.
Accidental death benefits for driver-owner of the vehicle.
Limit for liability as similar to other clauses as same as Private Car and liability to third party.

Liability Only Plan

This has been deliberated to meet the requirements as per mandatory clauses of Motor Vehicles Act. This plan covers two most critical aspects of the motor vehicle’s act.

Personal accident cover: A personal accident cover of Rs. 2 lakh is provided for individual owner driver of the vehicle insured while traveling in, mounting or dismounting from the vehicle. The cover is for death and any kind of permanent disability

Third party legal liability: Car Insurance Plan under its Liability Only Plan provides complete protection against legal liability arising due to accidental damages, any permanent injury/ death of a person and/or any damage caused to the property


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