#1
29th April 2016, 02:30 PM
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Number of Digits in PNB Account Number
Can you tell me how many digits are there in Premium Saving Account of PNB (Punjab National Bank)? Also provide me the brief of the Premium Saving Account Product of PNB (Punjab National Bank)?
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#2
29th April 2016, 02:30 PM
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Re: Number of Digits in PNB Account Number
Saving Account can be opened by Individuals (either singly or jointly), Associations, Trusts, Hindu Undivided Families (HUFs), Clubs, Societies etc. subject to fulfilling eligibility criteria (domestic depositors) of Reserve Bank of India, on compliance of “Know Your Customer(KYC) Guidelines”, execution of Account Opening Form and completion of requisite formalities, viz., photographs, identity and address proof, etc. Number of Digits in PNB Account Number There are 16 Digits in PNB Savings Account Number Brief of the Premium Saving Account Product: Sl. No. Particulars With QAB of Rs.50,000/- & above 1 Minimum Quarterly Average Balance (QAB) Rs.50000 & above 2 Initial Deposit (R/SU/U & M) Rural-Rs. 500/- Others-Rs. 1000/- 3 Non Maintenance of QAB Charges (per quarter) No charges for non maintenance of QAB of Rs.50000/- 4 Inter-sol transfer/ Clearing Charges i) Local (Same Clearing Centre/City) ii) ISO Charges on transfer of funds to accounts at outstation branches Free 5 Cash withdrawal Charges at all branches Free 6 Instant credit of outstation cheques P.Q.(After ensuring satisfactory operation & maintaining of QAB for 2 qtr in the account) Rs.25000/- 7 Cash Deposit Charges at Base Branch Free Cash Deposit Charges at non base Branch (Local/outstation) 50% discount on applicable charges. 8 Concession in respect of upfront fee/ processing Fee for availment of Loan (Housing Loan upto Rs.50 lac & Car Loan upto Rs.6 lac)- concession will be available after maintaining QAB for 2 quarter 50% 9 RTGS/NEFT charges (Routed through account) Free 10 Free Collection of outstation Cheque per quarter (Maximum) (Issued in favour of customer) Rs.1.00 lac per quarter 11 Issue of Demand Drafts per quarter 50% discount on issue of draft upto Rs.1.50 lac per quarter. 12 Stop Payment instruction charges Free 13 Account Statements charges (in addition to passbook per month) Free 14 Issue of Free Debit Card Platinum Debit Card with 2 add on cards(Accidental Insurance cover maximum Rs.2lac) 15 A rebate/ discount in locker rent 50% concession in locker rent for first year only (Small locker) 16 Free Cheque leaves 60 cheque leaves free in a year. |
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