NICL Vehicle Insurance

What are the things covered under Vehicle (two wheeler) Insurance policy of National Insurance Company Ltd (NICL) ?

[Pathak]

Motor Insurance Contracts of National Insurance Company Ltd (NICL) are subject to the basic principles applicable to property and liability insurance in general.

Motor cycle Insurance Policy covers Vehicles used for social, domestic and for professional purpose of the insured.

Motor cycle Insurance Policy
Policy cover:

2 types of covers as

Liability Only cover :
Policy covers the following risks only.
Injury or Death of Third Party
Property Damage (TPPD upto Rs. 7.5 Lacs)

Package cover –
Policy covers Own Damage to the Insured vehicle caused by:-
Accident by External Means :
Fire,
Explosion,
Self Ignition and Lightning

Transit by Road, Rail, Inland Waterway, Air, Lift
Burglary, House breaking or Theft
Terrorism, Riots, Strikes or Malicious Acts

Earthquake, Flood, Storm, Landslide, Rockslide

Not covers :

Consequential loss, wear and tear , mechanical or electrical breakdown, failures or breakages

Damage to tyres

Cost of part/s and allied labour , failure of which led any accident.

Any accidental loss or damage suffered whilst the insured or any person driving with the knowledge and consent of the insured is under the influence of intoxicating liquor or drugs.


Contact detail :
National Insurance Company Ltd
3, Middleton Street,
Prafulla Chandra Sen Sarani
, Kolkata, West Bengal, 700071.
Telephone: 22831705
Fax: 22831740.