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Topic Review (Newest First)
8th April 2016 03:57 PM
Shaleen
Re: Standard Chartered OD

Hello, here I am providing you the details of the over draft facilities offered by the Standard Chartered Bank as under:

About the bank:

Standard Chartered PLC is a British multinational banking and financial services company headquartered in London. It operates a network of more than 1,200 branches and outlets across more than 70 countries and employs around 87,000 people.

Details
Overdraft financing is a cash management tool provided when payments executed from current accounts exceed the available cash balance. An overdraft facility enables customers to obtain short-term funding for their daily cash flows. Normally, the overdraft amount must be within the amount previously agreed with the bank.

Loan Amount
The bank will approve the amount of credit based on the ability to repay and type of guarantee.

Interest Rate
Charge interest rate according to the type of guarantee.
For cash deposits hypothecation, the interest will be based on the rate given of the cash deposit pledged plus 3.0% per annum.

Documents Required
Personal ID Card and a photocopy of house registration together with the original
All documents and proof of ownership of items to be submitted for hypothecation, a bank passbook/receipt

Terms and Conditions
The client has to submit a Credit Facility Application Form and provide the cash deposit pledged with the Bank.
8th April 2016 03:57 PM
Unregistered
Standard Chartered OD

Hello, I want to know the details of the over draft facilities offered by the Standard Chartered Bank. Please provide me.

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