23rd February 2016 08:47 AM | ||
Unregistered | Re: NRI Personal loans in HDFC Bank Quote:
| |
16th February 2016 05:42 PM | ||
Shaleen | Re: NRI Personal loans in HDFC Bank HDFC Bank Personal Loans Can help Meet all your Financial Needs Effectively. Candidates Can Check Your Personal Loan Eligibility Online or Visit your Nearest HDFC Bank Branch. Category includes Salaried Doctors, CAs, Employees of Private Limited Companies, Employees from Public Sector Undertakings Including Central, State and Local Bodies. Candidates Should : Be 21-60 years of age. Have had a job for at least 2 years, and a minimum of 1 year with your current employer Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad, Cochin) Documents to be submitted: Proof of Identity: Copy of passport/voter ID card/driving license Proof of Address: Copy of ration card/telephone or electricity bill/rental agreement/passport Last 3 Months Bank Statement/6 Months Bank Passbook Latest salary slip/ current dated salary certificate with the latest Form 16 Personal Loan Interest Rates & Charges Rack Interest Rate Salaried - 15.75% to 20% Loan processing charges Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Customers. Prepayment Salaried - No pre-payment permitted until repayment of 12 EMIs Pre-payment Charges Salaried - 13-24 Months - 4% of Principal Outstanding, 25-36 Months - 3% of Principal Outstanding >36 Months - 2% of Principal Outstanding No Due Certificate/No Objection Certificate (NOC) NIL Duplicate of No Dues Certificate/NOC NIL Solvency Certificate Not applicable Charges for late payment of EMI 24% per annum on amount outstanding from date of default Charges for changing from fixed to floating rate of Interest Not applicable Charges for changing from floating to fixed rate of Interest Not applicable Stamp duty & other statutory charges As per applicable laws of the state Credit assessment charges Not applicable Non standard repayment charges Not applicable Cheque swapping charges Rs 500/- Amortization Schedule charges Rs 200/- Loan Cancellation Charges NIL (However client would be charged interest for the interim period between date of loan disbursement and loan cancellation and processing fees would be retained.) Cheque bounce charges Rs. 550/- per cheque bounce Legal/incidental charges At actual CIBIL Report Copy Charges Rs.50 per copy Benefits Simplified documentation Competitive pricing Transparency Personal loans Available for Various Needs | |
16th February 2016 05:42 PM | ||
Unregistered | NRI Personal loans in HDFC Bank Hii Buddy , I want to Apply for Get NRI Housing Loan in India at HDFC Bank , For it Here Will you please Provide me Eligibility and Interest Rates Details ? |