| 9th January 2016 11:57 AM | |
| Raman Vij | Re: Punjab National Bank Property Loan Friend for your help ,Here I am Providing Residential Property Loan Information of Punjab National Bank To Ensure Availability of Housing Loan at Attractive Rates And Ensure a House For All Purpose : For Purchase of Built House/Flat For purchase of under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects Eligibility : Individuals or Joint owners Quantum of Finance For purchase of Land/ Plot for House Building: Maximum Rs.100 lacs for State Capitals and Metro and Rs. 50 lacs for other centers; (Higher amount may be considered on individual merit of case) For repairs / renovation / alterations: Maximum Rs.25 lac. Cost of furnishing may be included in the project cost with maximum upto 10% of eligible Housing loan with a maximum upto Rs.5.00 lac. Margin (Borrower’s contribution) Housing Loan Upto Rs.75 lac 20% Housing Loan Above Rs.75 lac 25% Purchase of Land/Plot for House Building 40% Rate of Interest Under floating Rate option: @ Base Rate Under fixed rate option: @ Base Rate+0.50% Processing Charges/ Upfront fee Upto Rs 300 lacs 0.50% of loan amount, max Rs 20000/- exclusive of service tax Above Rs 300 lacs Rs 50000/- exclusive of service tax |
| 9th January 2016 11:56 AM | |
| Unregistered | Re: Punjab National Bank Property Loan Hello Guys , I want to Get Residential Property Loan from Punjab National Bank Can you plzz Give me Eligibility and Interest Rate, Information for my help ? |
| 3rd December 2015 10:37 AM | |
| Raman Vij | Re: Punjab National Bank Property Loan Hello brother as you ask for the eligibility for property loan and Quantum of Finance in Punjab National Bank here I am providing the details for this….. Eligibility Personal Employees of Central/ State Govt./ Schools/ Colleges/ Public Sector Undertakings (PSUs)/ Reputed Corporates and Other Income Tax Assesses, who are below the age of 60 years Income Criterion Minimum net monthly salary of Rs.10,000/- for last three years or minimum net annual income of Rs.1,20,000/- Quantum of Finance Rs 1.00 lac to Rs 5.00 lac Documentation Charges Rs 900.00 exclusive of Service tax & Education Cess Security Equitable Mortgage of the unencumbered residential House/Flat or commercial or industrial property (in the shape of building/ Industrial Shed) self occupied or vacant Documentation needed Signed application form with photograph Proof of identity: Passport/voter ID card/driving license Proof of address: Ration card/telephone or electricity bill/rental agreement/passport Processing fee cheque Last 3 months bank statement/6 months bank passbook Documentation for salaried applicants: Latest salary slip Current dated salary certificate with the latest Form 16 Documentation for self-employed applicants: Latest Bank statement Latest ITR or Form 16 |
| 3rd December 2015 10:36 AM | |
| Unregistered | Re: Punjab National Bank Property Loan Hello friend what is the eligibility for property loan and Quantum of Finance in Punjab National Bank? |
| 26th June 2015 10:35 AM | |
| Unregistered | Punjab National Bank Property Loan I want to take Property Loan from Punjab National Bank want to know is this bank provide me the property loan facility. Can you please tell me what maximum amount I can take from here for loan and also tell me what the interest rate for this loan? |
