15th January 2018 10:26 AM | |
pooja | Re: National Insurance Company Limited Mediclaim The National Parivar Mediclaim Plus Policy covers the family including self, spouse, children and parents/parents-in-laws under one floater sum insured. This is a unique product which offers coverage as high as Rs. 50 Lakh, with many innovative features. The Policy can be renewed life-long. Mediclaim Policy Eligibility Entry Age (years) Minimum 18 Maximum 59 Maximum Policy Renewal Age (years) - 80 or upto 90 if policy continued for atleast 5 years prior to attaining age of 80 years with special approval Coverage Type Individual/ family on an individual basis/ family floater Policy Term (years) 1 Sum Insured (Rs) Maximum 5 lakh Minimum 50000 No Claim Bonus 5% for each claim free year till it reaches 50% Pre Policy Medical Check Up Mandatory for age of 50 years and above. Cost shall be borne by insured. Policy Termination Insurance company may cancel the policy by giving a 30days notice. Insurer may also cancel the policy at anytime. In such an event, insurance company shall refund the proportionate premium as agreed in the policy document Cashless facility available if treatment availed in a network hospital Reimbursement facility available if treatment availed in a non-network hospital Pre and post hospitalisation medical expenses incurred during 30 days prior to hospitalisation and 60 days after discharge from hospital will be covered Room, Boarding and nursing expenses* pays 1% of Sum Insured per day subject to maximum of Rs 5000 I.C.U expenses* pays 2% of sum insured per day subject to maximum of Rs 10000 Surgeon, Anesthetist, Medical Practitioner, Consultants Specialist fees covered upto maximum of 25% of sum insured per illness Anesthesia, Blood, Oxygen, OT charges, Surgical appliance, Medicines, drugs, Diagnostic Material & X-Ray, Dialysis, Chemotherapy, Radiotherapy, cost of pacemaker, artificial limbs and cost of stent and implant covered upto maximum of 50% of Sum Insured Ambulance charges pays 1% of the sum insured subject to maximum of Rs 1000 Organ donor expenses covers hospitalisation expenses of organ donor Day care procedures such as dialysis, chemotherapy etc. covers certain treatments which does not require overnight hospitalisation due to advancement of technology Health check up allowed once at the end of four continuous claim free years Overall limit for these benefits is 25% of sum insured per illness Contact- Head Office: National Insurance Company Limited 3 Middleton Street Kolkata West Bengal Pincode : 700071 Call to 1800 419 4033 |
15th January 2018 09:54 AM | |
Unregistered | National Insurance Company Limited Mediclaim I want to apply for Mediclaim Policy in National Insurance Company Limited NICL so can you please provide me the details of policy? |