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28th November 2017, 12:28 PM
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Join Date: Aug 2012
Re: National Insurance Company Limited of India

NIC (National Insurance Company Ltd.) is Indias oldest general insurance Company. It was incorporated in Kolkata on 5th December, 1906 to fulfil the nationalist aspiration for Swaraj. 66 years later, after nationalisation it was merged along with 21 foreign and 11 Indian companies to form National Insurance Company Ltd,

About the Mediclaim Policy Plan

Mediclaim Policy is a package policy which covers travel emergencies when someone is travelling abroad. It is available for three categories of travellers-

1) Business & Holiday
2) Employment and Study
3) Corporate Frequent Traveller

Features :

The policy covers various travel emergencies faced whilst abroad.
2) Premium can be paid in Indian Rupees (except in case of Employment)
3) Claim assistance available from an international service provider
4) Claims are payable in foreign currency to Doctors / Hospitals abroad, directly by the service provider in most cases. In case, cashless service is not available insured can claim reimbursement
The policy can be purchased by any Citizens of India, Nepal or Bhutan going abroad for business or holiday purposes or any Foreign nationals working in India for Indian employers of multi-national organizations getting salary in Indian rupees

Covered :

1. ECG
2. Fasting Blood Sugar or Urine Strip test
In case of travellers unable to submit the above Medical reports cover stands restricted to USD 10,000.

Not Covered :

All pre-existing disease/illnesses are not covered (known and unknown).

2. Traveling against Medical advice or for Medical treatment including routine check-up.

3. Claims arising out of participation in Military, Naval or Airforce operations

4. Claims arising out of -Suicide/ intentional self injury/ mental disorder/ alcoholism/ drug abuse/HIV related illness including AIDS

5. Claims arising out of participation in winter sports/ mountaineering/ adventure sports etc.

For more information you may Contact Nearest branch of the National Insurance Company Ltd

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