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Unregistered 22nd June 2015 08:45 AM

Minimum balance in State bank of India
 
I am going to open an account at the State bank of India. but I have no idea about how much Minimum balance needed to remain in the account. so will you please tell me about the how much Minimum balance needed to remain in the account at the State bank of India? Give me the online application form of it?

Unregistered 7th December 2015 11:58 AM

Re: Minimum balance in State bank of India
 
I would like to know the minimum balance to be kept for a saving account with State bank of India as I would like to open account for my son?

sumit 7th December 2015 11:59 AM

Re: Minimum balance in State bank of India
 

Here below I am providing you with all the details of a basic saving account with State Bank of India:



This account can be opened by any individual above 18 years old, provided he/she has suitable KYC documents. Primarily supposed for poorer sections of society to encourage them to start saving with no burden of charges or fees.

Eligibility Criteria


As relevant to regular Savings Bank Account

KYC requirement

The account will be KYC submissive.

Mode of Operation

Singly, jointly, or with E or S, F or S, anyone or Survivor etc facility.

Available at

All branches of SBI

Minimum balance amount

ZERO

Maximum balance /amount

No higher limit

Rate of Interest

As appropriate to Savings Bank Accounts

Operations in the Account

Cheque book will be issued where Mobile No. of the account owner is recorded.
ATM-cum-debit card will be provide.

Service Charges

ATM-cum-Debit card will be provided free of cost and no yearly maintenance charge will be applied.
Receipt/ credit of currency through electronic payment channels like NEFT/RTGS will be free
Deposit/ collection of cheques drawn by Central/State Government will be free of charge
No charge on commencement of inoperative accounts

Charges for availing services other than those covered here

Regular charges will be relevant on services extended beyond those mentioned above


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