Lakshmi Vilas Bank SB Account

What is the minimum charge to open a Saving Bank (SB) Account at any branch of Lakshmi Vilas Bank? I don’t have any saving account in any Bank. The Lakshmi Vilas Bank is the nearest bank from my home. So I want to go there to open account. Give me information about other charges i.e. ATM Charge, SMS Charge etc.

Can you provide me the details of the Interest Rates & Charges for the Lakshmi Savings Gold Account offered by Lakshmi Vilas Bank for its Customers?

[Neelu Bhasin]

Lakshmi Savings Gold Account of Lakshmi Vilas Bank is a premium banking facility that comes with the power of smart banking services and attractive transaction benefits.

Bank specializes in offering the seamless experience of managing and operating account on the go with expansive Pan-India network of branches and ATMs.

Account holders can avail the benefit and ease of accessing their accounts from easy-to-use digital platforms on a 24*7 basis on Mobile app and Internet Banking services.


Salient Features

Free cash deposit at base branch
Free unlimited DD issuance
Maintaining an average minimum balance of INR 10,000/- in the savings account
Free Internet banking and NEFT & RTGS facility
Free personal accidental cover of INR 1 Lac.


Eligibility

Individuals in their own names
Two or more persons, payable to any of them/survivor/survivors
Two or more persons, payable to all of them jointly
A guardian on behalf of a minor
A minor himself/herself if he/she has attained the age of 12 years

Note: In case of joint account, the primary/first account holder must be a farmer/agriculturist/ involved in Agri allied activities as mentioned above.


Documentation

One has to submit the KYC documents required for savings account and specific declaration for Personal accidental insurance Cover.


Interest Rates & Charges