Kerala Gramin Bank Personal Loan

I want to take Kerala Gramin Bank Personal Loan and for that I want to get the interest rates for Personal Loan so can you provide me that?

[Shaleen]

As you want to get the interest rates of Kerala Gramin Bank Personal Loan so here is the information of the same for you:

Here for your reference I am giving you the process of getting the interest rates of Kerala Gramin Bank Personal Loan:

(1). Firstly go to the official website of State Bank of India which looks like this image:



(2). Now on this page at the top side of the page you will find some tabs and from those tabs choose the tab of “Loans” and from this tab choose the tab of “Rate of Interest of Loans”

(3). Now you will be directed to the next page which looks like this image:



Now on this page you will get the interest rates of Kerala Gramin Bank Personal Loan

Contact Details:
Kerala Gramin Bank
Vadakkenchery branch,
1st Floor,
Sha Tower
Mandham
Vadakkencherry,
Kerala 678683
India

[MAP]Kerala Gramin Bank Vadakkencherry[/MAP]

Hello sir I want to take educational loan from Kerala Gramin Bank so here can you please tell me that I am eligible or not ?

[Raman Vij]

Hey as Kerala Gramin Bank is India’s largest Regional Rural Bank with ₹20,000 crore of business, headquartered at Malappuram in Kerala, India.

Financial support to meritorious students for pursuing higher education in India or abroad.

Courses Eligible

Graduation & Post Graduation.

Professional Courses (Engineering, Medical, Management, Agriculture).

ICWA , CA, CFA etc.

Courses conducted by IIM, IIT, IISC, NIFT etc.

Courses offered by National Institutions.

Studies abroad.

Loan Amount

For studies in India :

Maximum 10 Lakhs per Course or actual whichever is less.

For studies abroad :

Maximum 20 Lakhs per Course or actuals whichever is less.

Eligible expenses for deciding the finance

Fee payable to College/School/Hostel

Lodging and Boarding expenses.

Examination/Library/ Laboratory fees.

Purchase of books/Equipment/Instrument/Uniform/Travel expenses/passage money for studies abroad.

Purchase of Computer if certified by the institution that it is essential for completion of the course.

Any other expenses required to complete the course.

Margin

Up to 4 Lakhs – Nil

Above 4 Lakhs – 5%

Studies abroad – 15%

Security

Up to 4 Lakhs – No collateral security.

Above 4 Lakh – Up to 7.50 Lakh- collateral security in the form of third party guarantee.

Above 7.50 Lakhs – Tangible Collateral Security worth 150% of the loan amount.

Repayment
Moratorium:

Course period +1 Year or 6 months after getting job, whichever is earlier. Loan to be repaid in 5-7 years.