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1st March 2016, 03:03 PM
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Join Date: May 2012
Re: Jpmorgan Chase Bank Over The Counter

As you asking about Jpmorgan Chase Bank Over The Counter service ,so I am telling in over-the-Counter Presentment service, if an Item is presented for encashment at one of the Bank’s branch locations that does not have Positive Pay capabilities at the teller line,

Customer authorizes the Bank to pay such Item as long as the Bank follows its usual and customary over-the-counter encashment procedures (as may be in effect from time to time).

Jpmorgan Chase Bank may charge a person who cashes an Item drawn on the Customer’s Account a fee if that person is not a customer of the Bank.

The Customer agrees to unconditionally release, indemnify and hold harmless the Bank against any and all liability loss or claim relating to an Item being cashed over-the-counter, including the Bank’s refusal to cash any Item.

Yes Jpmorgan Chase Bank Over The Counter service apply under Chase Direct Deposit Card;

Chase Direct Deposit Card Domestic Pricing
Transaction Type Fees


ATM Withdrawal – Domestic $2.00

ATM Withdrawal – International $3.00

ATM Withdrawal – On Us2 Free

Over the Counter (OTC) or Teller Withdrawal $10.00

ATM Balance Inquiry $0.50

Unlimited Point of Sale Access (POS) at All MasterCard® or Visa® Debit Card Retail Locations (as appropriate) Free

Declined Point-of-Sale (POS) $0.50

Declined ATM Withdrawal $0.50

Card Replacement (first per calendar year) Free

Card Replacement (after first per calendar year) $7.50

Rush Card Replacement (including card) $25.00

Inactivity Charge (after 90 consecutive days of no cardholder activity) $1.50

Optional Paper Statement (each month) $2.00

Account Maintenance (each month) $4.00

Foreign Exchange Fee (for all international ATM withdrawals or POS transactions) 3.5%

Check Issuance (at account closure) $20.00

J.P. Morgan Online Bill Payment (per transaction) $0.75


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