#1
15th March 2016, 08:23 AM
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Jewel Loan in Union Bank of India
Hello sir I am here as I want to get the details of the Union Gold Loan/ Jewel Loan Scheme of Union Bank of India so will you please provide me the details??
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#2
15th March 2016, 08:24 AM
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Re: Jewel Loan in Union Bank of India
Union Gold Loan provides alternate source of credit to needy farmers as well as individuals. Eligibility:- All individuals are eligible to avail loan under this scheme. Quantum of loan:- Priority sector -- Need based /Project based. Consumption loan -- Up to Rs.2, 000/-. Non-priority sector -Up to Rs.4.00 lakh. Sanctioned by Branch Head as per their delegated power and maximum up to Rs.10.00 lakh sanctioned by RLCC Lending Rate:- The lending rate of the Union Gold scheme is Rs.1800 per gram of gold ornaments of 22 carats or 80% of appraised value of gold, whichever is less, subject to periodical revision by the Bank on the basis of gold price. Products and Services Personal Banking -Accounts & Deposits – cumulative deposit scheme, deposit reinvestment certificate, monthly income scheme, union flexi-deposit, senior citizens scheme, multi gain savings account, no frills saving account, union super salary account, union classic current account -Retail Loans – union cash, union home, union health, union miles, union education, union top up, EMI calculator, union smile -Cards - Classic / Silver / Gold, Corporate Credit Cards, Add-On Cards -Insurance & Investment – mutual fund, union healthcare -Demat – demat accounts, online share trading -Payment NRI Banking -Remittance - Union E-Remit, Nostro Details for Remittance -Savings & Deposits - NRO Non Resident Ordinary A/c Scheme, NRE Non Resident External Rupee, RFC, FCNR(B), Union Unfixed, Foreign Currency Deposit -Loan & Services – house loans, foreign currency loans, loans against deposit, immovable property, and shares or debenture -Payments - Union Bill Pay Corporate Banking -CMS - Union Speed, Union Centralized Debits/Credits, Union Prompt -E-Tax - Customs and Direct taxes, DGFT, Central Excise and Service Tax -Trade Finance – trade finance for exporters, trade finance for importers, foreign currency loans, correspondent banking -Insurance - Non life Insurance – Corporate Agency, Insurance- Corporate Agency -Syndication of Loans -MSME Banking -Loans & Policies Internet Banking -Account Information -Transfer of Funds -Bills -Requests -Mails -Trade -Limits -Currency -Uploads -Customization -Financial enquiries -Non Financial enquiries |
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