#1
26th May 2015, 04:12 PM
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Jammu And Kashmir Bank Home Loan
I am interested to buy a house and for it I need loan.I want to calculate the EMI for the home loan of the Jammu And Kashmir Bank. How can I calculate it? And also tell me about the documents required to take the home loan form the Jammu And Kashmir Bank?
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#2
2nd November 2015, 07:50 AM
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Re: Jammu And Kashmir Bank Home Loan
Hii buddy , Will you please provide me Details for Jammu And Kashmir Bank Home Loan Rates and Eligibility ?
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#3
2nd November 2015, 07:50 AM
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Re: Jammu And Kashmir Bank Home Loan
: Friend ,For your help ,Here I am providing Details for Jammu And Kashmir Bank Home Loan Rates : Eligibility for J & K Bank Home Loan : • Employees of Govt. , Semi-Govt. Dept., Civic Bodies, PSU’s with minimum 5 years service. • Reputed Businessmen with minimum 5 years standing • Professionals & Self employed like Doctors ,Engineers , CA’s , Advocates with minimum 5 years standing Repayment options : For construction of new house 20 years including 9 months moratorium in equal monthly installments.(Applicable to new loans and disbursements only) For addition / Renovation 10 years Including 2 months moratorium in equal monthly Installments. Margin : 15% for construction/purchase of built house flat 20% for renovation/purchase of land Processing charges : 0.25% of loan amount Interest Rates on Housing Loans : Floating Rate Option Loan Amount Interest rate w.e.f. 26.06.12 Upto Rs. 25.00 lacs 11.00% Above Rs. 25.00 lacs and upto Rs.75.00 lacs 11.25% Above Rs. 75.00 lacs 12.00% Interest Rates on Domestic Term Deposits of 1.00 Cr to less than 5.00 Crores w.e.f : Maturity Period Deposit Type Interest Rates Per Annum 7 days to 30 days Domestic/NRO 6.00% 31 days to 45 days Domestic/NRO 6.00% 46 days to 90 days Domestic/NRO 6.50% 91 days to 180 days Domestic/NRO 7.00% 181 days to 270 days Domestic/NRO 7.25% 271 days to less than 1 year Domestic/NRO 7.50% 1 year to less than 3 years Domestic/NRO/NRE 7.75% 3 years to less than 5 years Domestic/NRO/NRE 7.75% 5 years to 10 years Domestic/NRO/NRE 7.50% |
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