IRDA Exam Paper in Hindi

[pawan]

Being a Hindi medium student can I give Insurance Regulatory and Development Authority (IRDA) LIC Agent exam paper in Hindi? Provide me the previous year Insurance Regulatory and Development Authority (IRDA) LIC Agent exam paper in PDF format?

IRDA Exam acronym as Insurance Regulatory and Development Authority exam also known as LIC agent Exam is conducted by Insurance Institute of India every year an all India bases for recruitment of Insurance agents in insurance companies.

IRDA Exam Paper


1.A policy, in which payment to the annuitant begins five years after the policy has
commenced, is called ___________annuity.
a. Deferred b. Certain c. immediate d. five year
2.A duplicate policy may be issued when the original has been _______.
a. Mutilated b. burnt c. Stolen d. All the above
3. What right does a consumer have?
a. Right of redressal b. Right to information c. right to education
c. all the above
4. What is required to pay the death claim if there is no will, nomination or
Assignment?
a. Probate b. Birth certificate c. proof of title d. Court order
5. When we agree to pay a claim, it is called _____________.
a. Admission b. payment c. submission d. consideration
6. Which of the statement/s are True?
A. Insurance helps one to be less dependent on others.
B. Insurance is necessary to cover the risk of living too long.
a. Only A b. only B c. Both d. Neither
7. Which of the following are true?
A. The community of policyholders shares insurance claims.
B. In insurance, every policyholder contributes to the losses incurred by
others.
a. Only A b. only B c. both d. neither
8. Which of the following are true?
A. Insurance works on the law of averages.
B. Insurance is possible only when there are many policyholders.
a. Only A b. only B c. both d.neither
9. Annuity covers the risk of ______________
a. Death b. accident c. Living too long d. sickness
10. Which of the following are true?
A. Accident Benefit is an option available on payment of additional amount.
B. Accident Benefit cover is automatic in all life insurance policies.
a. Only A b. only B c. both d. Neither
11. The reduction in the tabular premium for mode or sum assured is called
_____________.
a. Concession b. incentive c. Rebate d. reduction
12. Terminal Bonus is payable on _____________.
a. Maturity b. surrender c. revival d. foreclosure
13. _______________ is the process of deciding on a proposal for
insurance.
a. Decision b. acceptance c. underwriting d. Consideration
14. In case of Moral Hazard _______________
a. Proposal is declined b. Extra premium is charged
c. Sum assured is reduced d. lien is imposed
15. The principal is responsible for ________________acts of the agents.
a. All acts of the agent b. None of the acts of the agents
c. Some of the acts of the agent d. specified act on behalf of the principal
16. Which of the following is true?
A. A wife can take on a policy on her husband.
B. A person can take a policy on the life of a customer to whom he has lent
money.
a. Only A b. only B c. both d. neither
17. A business wherein persons facing same risks are brought together,
to create a fund from which those suffering losses are compensated.
a. Mutual fund b. insurance c. Banking d. security
18. If an immediate annuity is purchased on 10/12/2000 when will the first
half-yearly annuity be paid?
a. 10/12/200 b. 10/03/2001 c. 01/06/2001 d. 10/06/2001
19.The happening of risk in insurance should be
a. Accidental b. Created c. Regular d. Deliberate
20. In LIC, social security fund is created as per instructions of
__________.
a. IRDA b. State Govt. c. Controller of Insurance d. Central Govt.
21. A policy cannot be called in question after 2 years on the grounds of
false information under Section _____ of the Insurance Act.
a. 45 b. 38 c. 44 d. 39
22. A prospect is one who has
a. Need for insurance b. capacity to pay
c. Need and capacity d. none of the above
23. Plans of life insurance are
a. Only term insurance b. Only pure endowment
c. Combination of term and pure endowment d. none of the above
24. Final Additional Bonus is payable on policies which are in full force for
full sum assured for a minimum period of
a. 10 yrs. b. 15 yrs. c. 20yrs. d. 25 yrs.
25. In case of convertible whole life plan, policyholder has to exercise the
option of converting it into endowment assurance at the end of
a. 2 yrs. b. 5 yrs. c. 7 yrs. d. 10 yrs.
26.In case of annuity policies, selection is made by
a. Insurer b. agent c. Annuitant d. Development officer
27. Insurance premium charged depends on
a. Sum assured b. term c. age d. all the above
28. A policy acquires paid up value after payment of premium for
a. 3 yrs. b. 5 yrs. c. 1 yr. d. 7 yrs.
29. For yearly mode of payment of premium rebate allowed in tabular
Premium is
a. 3% b. 1.5% c. 5 % d. 1%
30. S.V. Factor depends on
a. Sum assured b. Duration elapsed c. term d. Term and duration elapsed
31. The present rate of interest for delayed payment of premium is
a. 6% b. 9% c. 7.5% d. 10.5%
32. _________ is the evidence of intimation of risk upto the next due date.
a. FPR b. challan c. renewal receipt d. Deposit receipt
33. _____________ is the evidence of the policy contract.
a. FPR b. Renewal receipt c. proposal form d. policy document
34. Alterations are effected in a policy by
a. Separate endorsement b. correcting the document
c. Issuing a new document d. none of the above
35. _______________ is the basic unit of growth and profit.
a. Branch office b. divisional office c. zonal office d. Central office
36. _______________ Plan is designed to meet the outstanding loans of
Individual
a. Endowment b. Jeevan Griha c. Bima Sandesh d. Mortgage redemption
assurance
37. Life insurance business was nationalised in ___________.
a. 1947 b. 1956 c. 1950 d. 1981
38. An annuity payable for a fixed period is called _____________.
a. Annuity certain b. immediate annuity c. life annuity d. deferred annuity
39. __________ is the price paid by the insured for a life insurance policy.
a. Sum assured b. premium c. Maturity value d. Surrender value
40. Main advantages of group schemes
a. High sum assured b. low cost c. graded cover d. no age proof

Eligibility
Educational Qualification
Candidate interested to take IRDA exam should be +2 from a recognized school/board.

Age
Candidates aspiring to take IRDA Exam should not be below 18 years of age however there is no upper age limit for taking IRDA Exam for becoming an LIC agent.

IRDA Exam Pattern
IRDA Exam consists of short answer type question in the form of:

Fill-Ups
Yes No
Right Wrong
Match the Column
Multiple Choice Answers

Please find the below attached file for the IRDA Exam Paper In Hindi:

I am planning to apply for Insurance Regulatory and Development Authority (IRDA) Exam searching for papers. Will you please provide me IRDA Exam Paper In Hindi along with pattern of exam so I can prepare well also provide details about eligibility to apply for this exam?

Hi buddy here I am looking for Insurance Regulatory and Development Authority (IRDA) Exam Paper in Hindi , so will you plz tell me from where I can collect its question paper ??

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As you want here I am giving bellow Insurance Regulatory and Development Authority (IRDA) Exam Paper in Hindi :

Insurance Regulatory and Development Authority (IRDA) Exam Paper in Hindi

QUE. 1 : एका कंपनीत काही महत्वपूर्ण व्यक्तींच्या आयुष्यात एक विमा योग्य रस असतो कंपनी अशा प्रकारच्या लोकांवर आणि त्यांच्या आयुष्यावर जीव कव्हर घेऊ शकते ज्यास _______ म्हटले जाते
1. कि मैन विमा
2. महत्वपूर्ण विमा
3. दायित्व विमा
4. परिणामी नुकसानदायक विमा

QUE. 2 : एबीसी कंपनी लिमिटेड कंपनीचे निर्देशक . अमित च्या नावाने ०१ कोटीच्या रकमेचा विमा उतरवतो , अमित च्या मृत्यू नंतर एबीसी कंपनी लिमिटेड १० कोटी रुपयांच्या नुकसानीचा दावा करते . दाव्याची किती राशी निश्चित केली जाईल ?
1. झालेल्या नुकसानीच्या मर्यादे इतपर्यंत
2. विमित रकमेच्या मर्यादे पर्यंत
3. अमित च्या आय च्या मर्यादे पर्यंत
4. ह्या पैकी काही नाही

QUE. 3 : कि मैन विमा च्या प्रकरणात मृत्यू दावा _______ ला देय असेल
1. मृतक चे कुटुंब
2. कंपनीचे कामगार
3. कंपनी
4. वरीलपैकी सर्व

QUE. 4 : कि मैन विमा प्रकरणात , प्रीमियम _____ मार्फत भरणा केला जातो
1. मालक
2. कामगार
3. आयुर्विमा कंपनी
4. ह्या पैकी काही हि नाही

QUE. 5 : कि मैन विमा च्या प्रकरणात खालीलपैकी कोणते चूक आहे ?
1. मृत्यू लाभ कर मुक्त आहे
2. मृत्यू लाभ कर योग्य आहे
3. भरपाई युक्त प्रीमियम नियोक्ता करिता एक व्यापार खर्च नाही आहे
4. ह्या पैकी काही नाही

QUE. 6 : कि मैन विमा प्रकरणात मालक करवी भरलेला प्रीमियम _______असते
1. कंपनीचा लाभ
2. कामगारांना दिले गेलेले वेतन
3. कंपनीचा बोनस
4. पूर्ण प्रीमियम व्यापार खर्चाच्या रूपात समजले जाते

QUE. 7 : बंधक / तारण मुक्ती विमा मुख्य रूपात आहे
1. कमी होणार मुदत प्लॅन
2. मनी बॅक पॉलिसी
3. पेन्शन योजना
4. युनिट लिंक्ड इन्शोरन्स प्लॅन

QUE. 8 : तारण मुक्ती विमा च्या प्रकरणात दाव्याची भरपाई _________करेलकर्जाची भरपाई ना करता तारणकर्त्याचे निधन
1.
2. पॉलिसीची परिपक्कवता
3. पॉलिसीचे रद्द होणे
4. कर्जाची पूर्ण भरपाई

QUE. 9 : तारण मुक्ती विमा च्या अंतर्गत कोणाचे आयुष्य विमित होईल
1. कर्ज घेणारा
2. कर्ज देणारा
3. हमीदार
4. ह्या पैकी कोणीही नाही

QUE. 10 : तारण मुक्ती विमा च्या प्रकरणात , मृत्यू दावा __________ होऊन जाईल
1. निश्चित रक्कम
2. तारण कर्जावर संतुलन
3. आश्वासित रकमेवर ५०%
4. विमित राशी आणि बोनस