IRDA ATI -Syllabus - Life Insurance

Will you please provide the ATI -Syllabus - Life Insurance of IRDA ?

[Arun Vats]

Here I am providing the ATI -Syllabus - Life Insurance of IRDA which you are looking for .

1 Introduction To Insurance
a)What is Insurance.
b)Purpose and Need of Insurance.
c)Insurance as a social security tool.
d)Role of Insurance in economic development.
e)Advantages of Life Insurance.

2. Insuranace Agency As A Career
a)Definition of an Agent.
b)Agents’ Regulations.
c)Other intermediaries
d)Methods of remunerating agents.
e)Procedure for becoming an Agent.

3. Principles Of Life Assurance
a)Life Insurance contract.
b)Principle of utmost Good faith.
c)Insurable Interest.
d)Principle of Indemnity.
e)Needs and Insurance.

4. Premimum And Bonuses
a)What is Premium.
b)Premium calculation and Actuarial valuation.
c)Bonus.

5. Life Insuranace Product
a)Traditional / Unit Linked Policies.
b)Individual and Group Policies.
c)With Profit and Without Profit.
d)Types of Insurance Products as Whole Life Products, Interest sensitive product, Term Assurance.
e)Annuities, Endowment Assurance etc.
f)Insurance Products for Female and Children etc.

6. Underwriting
a)Introduction
b)Classification of Risks.
c)Financial Underwriting.
d)Non-medical underwriting.
e)Underwriting by Agents.
f)Recent Trends.