#1
3rd March 2016, 06:47 PM
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Investment schemes in India
Hello sir I would like to know about the best Investment schemes planes in India so please give me details of the same.
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#2
3rd March 2016, 06:47 PM
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Re: Investment schemes in India
The best investment options in India include Fix Deposits, Insurance investments, PP Funds, NSC & Mutual Funds investment. Top Investment schemes in India 1) Public Provident Fund – PPF1 Public Provident Fund offers almost 99% securities being operated by the government. The benefits of PPF like Minimum investment of Rs.500 and maximum investment of Rs.1, 00,000(if you’re considering tax deduction Tax free interest and maturity amount 2) National Savings Certificate (NSC) NSC is a popular choice among rural Indians. The minimum investment is Rs.100 and one has option to choose 5 or 10 year period. 3) Senior Citizen Savings Scheme (SCSS) The best investment options plan if you’re above 60 years. The rate of interest for Senior Citizen Savings Scheme is nearly 9.2% now. 4) Money Market Funds Money Market Funds are ideal as short-term investments options. These also called Liquid funds. 5) Bank Fixed Deposits (FDs) A Term Deposit or bank fixed deposit as it’s often called is a good choice if your investment period is 6-24 months. It is very common and simple product which does not need much explanation. 6) Sukanya Samriddhi Yojana Sukanya Samriddhi Yojana is a must-have investment option in my opinion if you’re risk averse. 7) National Pension System The minimum investment is Rs.500 per month and fund management charge is very low at 0.01%. Another long term safe investment for conservative investors 8) Atal Pension Yojana Atal Pension Yojana is a recent investment option launched ny MOdi government. Any Indian between 18-40 years can join the scheme. 9) Tax saving mutual funds – ELSS plans( Equity Linked Saving Scheme) 10) Diversified Mutual Funds Investments 11) Direct Equity/Stock Investments 12) Real Estate Investments 13) Gold/Commodity investments 14) Corporate/Commercial Deposits (CDs) |