Ing Vysya Bank Gold Loan Vacancies

Hello, I am looking for the details regarding the Gold Loan of the Ing Vysya Bank. So can you please provide me the details regarding this including the contact details of the Bank so that it may be helpful for me??

[Kiran Chandar]

ING Vysya Bank is now the Kotak Mahindra Bank.

It was a privately owned Indian multinational bank which is being headquartered in Bangalore, India.

It was founded in 2002.

You are looking for the details regarding the Gold Loan of the Ing Vysya Bank. So I a providing it to you so that it may be helpful for you:

Key Benefits:

Get Maximum value for your gold as a loan
Attractive interest rates
Quick processing
Easy documentation
Flexible repayment options
Your gold is safe with us

Eligibility:
Min age of applicant: 18 yrs
Maximum age of Applicant at loan Maturity: 60 yrs

Documents Required:
Identity Proof (passport copy, Voters ID card/ Driving License)
Address Proof (Ration card, Tel/ Elect. Bill/ Passport copy/Driving License)

Contact:
Helpline Numbers:
1800-420-9900
1800-425-9900

HI am Ram and I want to know about the Gold loan features of ING Vysya bank and also tell about its eligibility and documentation required.

[Raman Vij]

Ing Vysya Bank is now Kotak Mahindra Bank. It was founded in 2002. It was established in Bangalore. It offers services in Banking, Financial Services and Insurance. It is among the top 5 trusted private sector banks of India.
The bank offers gold loans at very attractive interest rates.

Features of its gold loan:

• Instant loan
• Utmost safety of your gold
• Minimal documentation
• Higher Loan to Value
• Easy repayment with multiple modes
• Applicants who are not the existing customers of Kotak Mahindra Bank can also avail this facility
• The gold ornaments / coins proposed to be pledged by the customer will be assessed and valued immediately, in order to arrive at the loan amount eligibility.
• The customer at the time of availing the gold loan facility can decide on the facility available under the product best suited to him, as well as the type of the repayment amongst the following options:
• Term Loan - Bullet (Monthly interest servicing & principal repayment at the end of the tenure)
• Term Loan - EMI (Equated Monthly Installment)
• Overdraft Facility

• Overdraft facility provides the flexibility to the customer to rotate his funds and thus utilize the credit limit as per his needs. It not only suits the working capital needs of small business enterprises but also acts as an additional source for their business growth.

Eligibility for Gold Loan:
Age: Minimum 18 years
Constitution:Resident Individual / Proprietor
Security: Gold ornaments / articles above 18 carat

Documentation Required:
For Kotak customers: Latest address proof (only if the address of the customer as updated in the bank records is different from the address stated in this application)

For non-Kotak customers: Identity Proof, Address Proof, Signature Proof (KYC Documents) and 3 passport size photographs.