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8th September 2015, 03:46 PM
Super Moderator
 
Join Date: Apr 2013
Re: Indian Overseas Bank Credit Card Helpline

The Indian Overseas Bank is one of the Best Public Sector Banks of India.

CREDIT CARD - CLASSIC
Card limit Rs.10,000 to Rs.50,000
Charges for issuance of Card No Charges (non-photo card)
Photo Card Rs. 100/-
Annual maintenance charges No charges
Hot listing fee No charges
Replacement/Re-issue of Lost/Damaged Rs.100/-
Duplicate statement copy Rs. 50/-
Charge slip copy Rs. 100/-
Original Charge slip Rs.300/-
Late Fee Rs. 100/-
Interest on Roll over credit 24%(annualized)
Cash advance fee Rs.22.50 per Rs.1000/- or part thereof
Cash advance Interest 24% (Annualized) from the date of the withdrawal till settlement date
Charges for Cash Withdrawal from other Bank’s ATMs(VISA) Rs. 100/- per withdrawal
Rs. 20/- per balance enquiry
Foreign Currency transactions 2.5% on the transaction value
Secured Online Transactions through Verified By Visa (VBV)

Various insurance facilities free of charge with your IOB Credit Card-Classic
1. Personal Accident - Death Due to
a. Air crash
i. Self (Primary card holder) Rs.4.00 lacs
ii. Spouse Rs.2.00 lacs
b. Road / Rail
i. Self (Primary card holder) Rs.2.00 lacs
ii. Spouse Rs.1.00 lacs
2. Baggage Insurance Rs.0.25 lacs
3. Purchase Protection Rs.0.25 lacs.

Transaction Limits
Cash Withdrawal 40% of Credit Limit
Purchase at Jewelry shops 50% of Credit Limit
Per day Ceiling Cash through ATM 15,000/-
All transactions 50% of Credit limit

Customer care(toll free) :
18004257744

Credit card division:
044-28519573/9574/9575


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