Indian Bank General Knowledge

Will you please suggest me General Knowledge as Im preparing for recruitments announced by Indian Bank?

[pawan]

Dont worry I will get suggest you some of General Knowledge questions for Indian Bank, so that you can solve them easily.

Here telling you some questions

1. Which of the following public sector banks has the largest number of branches in foreign countries?

Bank of India
Bank of Baroda
Punjab National Bank
Corporation Bank

2. The only merger of two public sector banks took place between -

Bank of India and New Bank of India
Punjab National Bank and New Bank of India
Allahabad Bank and United Bank of India
Punjab National Bank and Bank of Rajasthan

3. Which of the following banks was inaugurated by Mahatma Gandhi in 1919?

Bank of Maharashtra
Bank of Baroda
State Bank of Saurashtra
Union Bank of India

4. After State Bank of India, which of the following banks has the largest number of offices?

Punjab National Bank
Bank of India
Andhra Bank
Canara Bank

5. Which of the following rates are reviewed by the RBI at the time of periodical review of the policy?

Bank rate
Repo rate
Savings bank rate

Only 1
Only 2
Both 1 and 2
All the three

6. What are teaser loan rates charged by banks?

Rate of interest which is competitively changed in relation to other banks
Floating rate of interest charged by banks
Low rate of interest in the initial period which goes up subsequently
Higher rate of interest in the initial period which goes down subsequently

7. Which of the following terms is used in banking field?

Interest rate swap
Input devices
Sedimentary
Zero Hour

8. Expand the term EMI as used in banking/finance sector?

Easy Monthly Instalment
Equal Monthly Investment
Equated Monthly Instalment
Equated Mortgage Investment

9. Bank rate is decided by which of the following?

Reserve Bank of India
Government Of India
State Bank of India
Securities and Exchange Board of India

10. With which of following types of loans are teaser rates related?

Home loans
Personal loans
Auto loans
Reverse mortgage loans

11. What does M in M-Banking Facility being offered by banks to their customers, stand for?

Money
Marginal
Message
Mobile Phone

12. Which of the following is/are true about the Sub-Prime Crisis?

It is a mortgage crisis referring to credit default by the borrowers.
Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers.
This crisis originated because of negligence in credit rating of the borrowers.

Only 1
Only 2
Only 3
All 1, 2, and 3

13. Match the following mergers of banks
List I List II
A. Centurion Bank of Punjab 1. ICICI Bank
B. Bank of Rajasthan 2. Punjab National Bank
C. Global Trust Bank 3. HDFC Bank
D. Nedungadi Bank 4. Oriental Bank of Commerce

A - 4; B - 1; C - 2; D - 3
A - 3; B - 4; C - 1; D - 2
A - 2; B - 1; C - 4; D - 3
A - 3; B - 1; C - 4; D - 2

14. At which of the following cities is the Head Office of Reserve Bank of India located?

Mumbai
New Delhi
Kolkata
Dehradun

15. The reserves held by Commercial Banks over and above the statutory minimum, with the RBI are called

Cash reserves
Deposit reserves
Excess reserves
Momentary reserves

16. In which year was the Imperial Bank of India rechristened as State Bank of India?

1955
1957
1962
1965

17. Banking in India is controlled by :

Reserve Bank of India
Union Finance Commission
Union Ministry of Finance
Union Ministry of Commerce

18. The Imperial Bank of India, after its nationalization came to be known as

Reserve Bank of India
State Bank of India
United Bank of India
Indian Overseas Bank

19. Regional Rural Banks are sponsored by

Nationalised Commercial Bank
Reserve Bank of India
State Bank of India
Government of India

20. Which is the countrys third largest private sector lender whose name has been officially changed to the Axis Bank ltd. ?

HDFC Bank
Lord Krishna Bank
Centurion Bank
UTI Bank