#1
23rd April 2013, 08:58 AM
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IDBI Home Finance Ltd Pune
Provide me address of IDBI Home Finance Ltd Pune and also give Home Loan Features as well as?
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#2
23rd April 2013, 12:10 PM
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Re: IDBI Home Finance Ltd Pune
IDBI bank provide home loan to customers. Following are features of home loans: Home Loan Tenure: Tenor of a home loan can be up to 20 years for a resident individual whereas for Self employed & NRIs the maximum tenure is 15 years subject to maximum age of 65 years at termination of loan. Home Loan Eligibility Criteria: Parameters considered include: Age, Income, Number of dependents, Financial stability Co-applicant's income. Tax Benefits A maximum deduction of Rs. 1,50,000 on your income towards interest paid on your home loans u/s 24 A maximum deduction of Rs. 1,00,000 on the principal repaid u/s 80 CCE Interest Rate: 15 - 45 days 6.00 46 – 90 days 7.00 91 days -< 6 months 7.75 6 months – 269 days 8.65 270 days- 1 Yr 8.75 1 Yr 1 day - 499 days 8.75 500 days 9.00 > 500 days - 5 Yrs 9.00 > 5 yrs – 7 yrs 8.75 >7 yrs – 10 yrs 8.50 Address: IDBI Home Finance Limited #1204/2, Gopika Niketan , Shivaji Nagar, Main Ghole Road Deccan Gymkhana, Pune -411004 Ph: 020 - 25510625, 020 – 25510630 |