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Old 13th January 2018, 12:22 PM
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Join Date: Mar 2013
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Default Re: IDBI Credit Card Against FD

IDBI Bank Imperium Platinum Credit Card is a secured credit card issued on the VISA platform. With this card one can avail Credit Card facility against their own Fixed Deposit(s).


Features And Benefits
Credit Limit
Enjoy credit limit as high as 85% of your Fixed deposit(s).

Cash withdrawal Limit
Enjoy higher cash withdrawal limit up to 70% of your credit limit.

Earn more while you spend
The Imperium Platinum Credit Card is your exchequer. You will earn 2 Delight Points for every 150 spent on shopping, watching movies, traveling etc


Interest Free Credit
Enjoy interest free credit of up to 48 days* on your purchases and manage your payments as per your convenience. You can choose to pay the total outstanding amount, minimum amount due or any other amount higher than the minimum amount due.

Zero Lost Card Liability
In case of loss of credit card, report it immediately at our 24-Hour Customer Care 1800 425 7600 (Toll free) / 022 - 4042 6013 (Non-toll free).

Family Cards
Make IDBI Bank your family Bank by gifting your family members (only for members above 18 years) an add-on Imperium Platinum Credit Card.


VISA offers
Customers will be eligible for exclusive offers on airport shopping, hotel, car rentals etc. which are provided for Imperium Platinum cardholders.

Eligible Amount of FD

The minimum eligible amount of FD is Rs. 20,000/

Maximum Credit Limit
maximum credit limit on Imperium Credit Card is Rs. 10 Lac. (Even if the FD is of higher amount.

For more Information you may Visit the Nearest branch of the IDBI Bank
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