#1
14th April 2016, 02:24 PM
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ICICI Bank India
Hello sir I am here as I am thinking for applying for personal loan in ICICI Bank so will you please provide me details related to this Loan scheme??
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#2
14th April 2016, 02:25 PM
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Re: ICICI Bank India
ICICI Bank is an Indian multinational banking and financial services company headquartered in Mumbai, Maharashtra, India, with its registered office in Vadodara. As per your demand below I am providing you details related to personal loan scheme Benefits -Interest rate remains unchanged throughout the loan tenure -Simple documentation - It can be accessed with minimal paperwork and documentation and doesn’t take much time. -Quick processing -Direct credit of the loan amount through Fund Transfer (FT) -Simple repayment options of ECS, AD or PDC. You can also choose duration as per your choice and tenure starts from minimum 12 months to maximum 60 months Interest Rates Attractive interest rates as low as 11.49% onwards on your personal loan. Eligibility Criteria: For Salaried Person: Age: 23 years - 58 years. Net Salary: Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata) Total years in job/profession: 2 Years Years in current residence: 1 Year For Self Employed: Age: 28 years (self employed individuals) and 25 years (for doctors); Maximum age - 65 years Minimum Turnover: Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials Minimum Profit After Tax: Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials Business Stability: In current business for at least 5 years and minimum 3 years for doctors Existing relationship with ICICI Bank: Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required |