Himachal Gramin Bank

Can you list me the Loan Schemes and Deposit Schemes offered by Himachal Pradesh Gramin Bank as I am planning to apply for a loan in it, please help me with this?

[Kiran Chandar]

Himachal Pradesh Gramin Bank, sponsored by Punjab National Bank came into existence in 2013. Presently, it is functioning with a network of 212 branches in twelve districts, namely, Mandi, Kangra, Kullu, Hamirpur, Bilaspur, Una, Shimla, Solan, Sirmour, Kinnaur, Lahul -Spiti and Chamba . There are two Regional Offices, one at Dharamsala at Dari and other at Sunder Nagar at Mandi.


LOAN SCHEMES
FARM SECTOR
• Scheme For Financing Farmers For Purchase of Truck And Other Transport Vehicles.
• Financing Farm Mechanisation –Tractor, Power Tiller, Thresher / Sprayer Etc.
• Scheme For Financing of Installation Of Ropeways (Wire-Span ) For Ransportation of
Apple Boxes, Other Fruits,Vegetable And Agri-Produce.(Under Non-Farm Sector)
• Scheme For Financing Dairy Projects.
• Scheme For Financing Piggeries, Sheep And Goat Breeding And Rearing.
• Scheme For Financing Minor Irrigation.
• Scheme For Production Credit To Agriculturist For Cultivation of Crops (Crop Loan).
• Scheme For Financing Agriculture (Bee Keeping).
• Scheme For Financing Fisheries Development.
• Scheme For Financing Poultry Farming.
• Scheme For Financing Floriculture-Cultivation Of Galdiolus.
• Scheme For Development of Cultivation of White Button Mashroom.
• Scheme For Financing Pack Animal- Mule- Donkeys.
• Scheme For Horticulture Development – Plantation of Apple, Citrus,
• Stone Fruit, Mango & Litchi.
• Scheme For Financing Breeding of Rabbits For Meat / Fur / Wool.
• Scheme For Financing Kitchen Garden.
• Hgb Kisan Vahan Yojna- Two Wheeler/Four Wheeler.
• Rain Water Harvesting Scheme For Sc/St.
• Agri-Clinic And Agri- Business Center Scheme.
• Scheme For Financing Farmer For Purchase of Land For Agriculture Purpose.
RETAIL BANKING SECTOR
• Scheme For Advances For Taxi Car /Jeeps, Three Wheeler, Tempos, Etc.
• Financing of Road Transport Operators Light/ Medium / Heavy Weight Vehicles.
• Scheme For Advances To Self Employed Persons Engaged In Small Business.
• Scheme For Advances For Retail Trade.
• Scheme For Loans To Finance Purchase of Consumer Durables And Vehicles
(Car /Scooter/ Motor Cycle/ Bicycle/Moped- For Public).
• Scheme For Financing Professionals And Self-Employed Persons For Setting Up Practice.
• Education Loan.
• Housing Loan Scheme For Public.
• Financing For Rural Tourism.
• Financing Rural Sales Outlets For Petro Products- Kisan Seva Kendras.
• Bank Finance For Provision of Sanitation Facility In Rural Area –Modle Scheme.
• Scheme For Finance Against Mortgage of Immovable Property.
• Super Trade Scheme For Financing Traders & Service Sector.
SMALL SCALE INDUSTRIES
• Scheme For Financing of Hotel And Guesthouses.
• Scheme For Financing of Small Scale Industrial Units.
• Scheme For Financing to Tiny, SSI & Medium Enterprises.
SPECIAL CREDIT SCHEMES
• Kisan Credit Card Schemes.
• Hgb Swarojgar Credit Card Schemes.
• Financing SHGS.
• Swarnjayanti Gram Swarozogar Yojna (SJSY).
• Personal Loan Scheme.
• Retd. Defence Pension Loan Scheme.
• Captial Investment Subsidy Scheme For Construction/ Renovation/Expension of Rural Godown.
• Scheme For Advance Against Bank Deposits.
• General Credit Card.

DEPOSIT SCHEMES
• Saving Fund Scheme.
• Recurring Deposit Scheme.
• Fixed Deposit Scheme.
• Multi Benefit & Oldage Scheme (MBOAD) – Re-investment Plan.
• Special Fixed Deposit Scheme.
• Vishesh Jama Yojanayen.
• Uttam Saral Jama Yojana.
• Anokhi Jama Yojana.
• Kuber Jama Yojana.
• New Product For Students.
• HGB Vidyarthi Saving Fund Account Scheme.
• No Frill Account – Zero Balance/Zero Charges Saving Fund Account.
• Tax Saver Scheme – HGB Tax Saver Fixed Deposit Scheme