HDFC medical insurance

Hello sir I want to know about the medical insurance scheme of HDFC Bank so please provide me information about this insurance.

[Shaleen]

The HDFC ERGO General Insurance Company is the progeny of two immensely respected and influential insurance concerns.

HDFC Medical Health Insurance

1. Health Suraksha

Comprehensive coverage for you and your family with 4800+ network hospitals

Health Suraksha covers hospitalization in the event of an accident or sickness and also extends to cover pre and post hospitalization expenses, day care procedures, domiciliary treatment, organ donor expenses.

You also get a renewal bonus for each claim-free year

Critical Illness - Silver Plan

Your companion in critical Illness and protects you against 8 Critical Illness

It provides lump sum benefit on the first diagnosis of the critical illness

It provides coverage against 8 Critical Illness

Critical Illness - Platinum Plan

Your companion in critical Illness and protects you against 15 Critical Illness

It provides lump sum benefit on the first diagnosis of the critical illness

It provides coverage against 15 Critical Illness

Individual Personal Accident Plan 2

Get accident cover for yourself and your family under one insurance policy

It provides protection against hospital expenses, injuries, disability and death due to an accident & offers Sum insured in the range of Rs.2.5 lakh to Rs.15 lakh

HDFC ERGO Health Insurance at a Glance

1. Total members covered
Coverage for a maximum of 4 family members with up to 2 adults and 2 children

2. Pre and Post Hospitalization cover
Medical expenses covered for 60 days before your hospitalization and 90 days for post hospitalization for related medical expenses

3. Health Check-ups
Health Check-up expenses reimbursed on completion of 4 claimless years

Critical Factors of the Plan

1. Co-Pay
No Co-pay

2. Life long renewable
Plans are lifelong renewable and covers you for your entire lifetime.

3. Pre-existing Diseases
Any pre-existing condition will be covered after a waiting period of 4 year

4. Room Rent
No Sub-limits on hospital room rents