HDFC Bank Overdraft

Hii sir, I Wants to get the Information About the Overdraft FacilitySalart Account of the HDFC Bank Will you Please Provide It ?

[sumit]

HDFC Bank Corporate Salary Account, then you can avail of Smartdraft, our overdraft against your salary. Get a loan worth up to three times your salary, and you won t have to worry about repaying the loan in EMIs.

Benefits

Up to 3 Times Salary Amount
No Pre-closure Charges
Minimum Documentation
Easy to Pay Facility

Facility
High Loan Amounts
Get an overdraft limit up to 3 times your salary amount .

Easy Documentation
Minimum and easy documentation required to avail of an overdraft.

No Preclosure Charges
Repay the loan at any time without having to pay a preclosure fee.

Easy to Use
The overdraft credit to your account can easily be accessed via cheque, ATMs, online transfer and more. This is also not an EMI based facility.

Interest Only on Amount Utilised
Don t worry about the loan amount. With HDFC Bank s Smartdraft, you have to pay interest only on the loan amount actually used.

Easily Renewable
You can renew your SmartDraft Limit with a nominal fee of Rs. 250/- after 12 months of regular repayments.

Eligibility Criteria
You are eligible for Smartdraft, if your salary account with us has regular salary credits, your minimum net monthly income is Rs. 15,000/-, and your company is on our approved list for overdraft facility.