#1
17th October 2017, 01:06 PM
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Gold Loan Interest In SBI
Hi buddy do you know what is Gold Loan Interest rate in SBI (State Bank Of India), as I want to apply for its Gold Loan??
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#2
17th October 2017, 02:17 PM
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Re: Gold Loan Interest In SBI
State Bank of India (SBI) is an Indian multinational, public sector banking and financial services company. SBI Gold Loan Interest Rate Interest Rate 2% + 1yr. MCLR = 11.05% Minimum Loan Amount Rs. 20,000 Max. Loan Amount Rs. 20 Lakhs Gold Loan Margin 25% Maximum Repayment Tenure 30 months (36 months for overdraft) Processing Fees Hallmarked Jewellery/Special Bank Gold Coins 0.50% of loan sanctioned + ST Processing Fees of non-hallmarked ornaments For Loan amounts not exceeding Rs. 25000 Rs. 250 + ST For Loans amounts > Rs. 25000 higher among 0.5% of loan amount sanctioned + ST or Rs. 500 + ST Bank profile: Type Public Traded as NSE: SBIN BSE: 500112 LSE: SBID BSE SENSEX Constituent CNX Nifty Constituent Industry Banking, financial services Founded 2 June 1806, Bank of Calcutta 27 January 1921, Imperial Bank of India 1 July 1955, State Bank of India 2 June 1956, nationalization Headquarters Mumbai, Maharashtra, India Area served Worldwide Key people Arundhati Bhattacharya (Chairman) Products Consumer banking, corporate banking, finance and insurance, investment banking, mortgage loans, private banking, private equity, savings, securities, asset management, wealth management, credit cards Revenue 298,640.45 crore (US$47 billion) (2017) 273,461.13 crore (US$43 billion) (2016) Operating income 50,847.90 crore (US$7.9 billion) (2017) Profit 10,484.10 crore (US$1.6 billion) (2017) 9,950.65 crore (US$1.6 billion) (2016) Total assets 2,705,966.30 crore (US$420 billion) (2017) Total equity 144,274.65 crore (US$22 billion) (2016) Owner Government of India (100%) Number of employees 209,567 (2017) 207,739 (2016) Capital ratio 13.12% (2016) |