General Insurance Corporation of India Housing Loans Hello, I want to know the details of the housing loan offered by the General Insurance Corporation of India. |
Re: General Insurance Corporation of India Housing Loans Hello, here I am providing you the details of the housing loan offered by the General Insurance Corporation of India as under: About the company: GIC Housing Finance Limited was established as 'GIC Grih Vitta Limited' on December 12, 1989 with the objective of granting housing loans to individuals and to persons/entities engaged in construction of houses/flats for residential purposes. Types of Home Loan Fixed Scheme Floating Scheme Flexi-Fixed Scheme Step Up/Down Schemes Mortgage Scheme Individual Housing loans Interest rate starts from 10.25% onwards Verification: A field verification will be done for all the information provided, especially for Residential Address Office address Employment verification Bank Account verification Residence and Office Telephone numbers Property Address Financial Eligibility: The loan eligibility is based on two different calculations The amount of loan repayment that you can afford to make every month. A percentage of the cost of the property. Tenure The maximum tenure of the loan available is based on your age at the time of application. The age should not exceed 58 years / 60 years (as retirement may be defined at your firm) for salaried employees and not exceed 65 years for self employed professionals. |
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