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  #1  
11th June 2015, 08:56 AM
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Dbf iibf

Hey , I am pursuing DBF course from IIBF . Will you please provide here the Syllabus for Diploma In Banking And Finance (DBF) course of the Indian Institute of Banking & Finance ( IIBF).
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  #2  
11th June 2015, 11:14 AM
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Join Date: Apr 2013
Re: Dbf iibf

As you want I am here providing you syllabus of the Diploma In Banking And Finance (DBF) course of the Indian Institute of Banking & Finance ( IIBF).


Syllabus :

PAPER 1 - PRINCIPLES & PRACTICES OF BANKING

Module A - Indian Financial System
Module B - Functions of banks
Module C - Banking Technology
Module D - Support Services - Marketing of Banking Services/Products

PAPER 2: ACCOUNTING & FINANCE FOR BANKERS

Module A - Basics of Business Mathematics
Module B - Accounting in Banks/Branches
Module C - Bank Accounting and Balance Sheet
Module D - Other Accounts
Module E - Computerized Accounting

PAPER 3: LEGAL & REGULATORY ASPECTS OF BANKING OPERATIONS

Module A - Regulations and Compliance
Module B - Legal aspects of banking operations
Module C - Banking Related Laws
Module D - Commercial Laws with reference to banking operations

PAPER 1 - PRINCIPLES & PRACTICES OF BANKING

The Paper on Principles and Practice of Banking starts with an overview of Indian Financial System followed by modules which cover deposit, remittances, collection and allied services with emphasis on day to day operations. Special focus is given to Retail Banking which takes the participants through the concepts and processes of retail deposit and credit products in great detail. The flow of transactions in a centralized (Computerized) operating environment and delivery of services through multiple channels will be given adequate coverage to make the participants aware of the latest banking environment and practices.

The unit/chapter on Priority Sector Advances would give an overview of the rural economy and the special needs of the rural sector and the poorer sections of the society including Financial Inclusion. Micro Finance/SMEs/SHGs/Agriculture /SSI are also covered. The ways of meeting the financial needs of these sectors with innovative products and delivery methodologies are emphasized.

The Credit Module starts with understanding the financial needs of business entities and goes on to assessment of the requirements, structuring the assistance, delivering it, perfecting the security and managing the risk through proactive monitoring. Overview of capital market, money market, insurance and mutual funds and commodity exchanges are dealt with at the end.

The two modules on Marketing and Electronic Banking comprehensively covers marketing and selling, customer service, and IT skills with emphasis on CBS, internet banking, RTGS and other electronic products and channels to enhance the overall development of the participant.

The candidates would be able to acquire knowledge in the following:

Various functions associated with banking.

Practice and procedures relating to deposit and credit, documentation, monitoring and control.

An insight into marketing of banking services and banking technology



Module A - Indian Financial System.

Recent developments in the Indian Financial system; market structure and financial innovation. RBI, SEBI, IRDA etc. their major functions Role and Functions of banks - Regulatory provisions/enactments governing banks Retail banking: Approach, products, marketing etc Wholesale Banking; international banking; Role and functions of Capital markets Role and Functions of Mutual Funds Role and Functions of Insurance Companies - Bancassurance Importance of risk management in banks-types of risk-impact and management Factoring & Forfaiting Alliances/mergers/consolidation ADR/GDR/Off Balance sheet items Participatory Notes Credit Information Bureau Ltd Fair Practices for Debt Collection Basel II Banking Codes and Standard Boards



Module B - Functions of banks

Deposits ;
Banker-Customer relations - Know your Customer[KYC] guidelines-Different Deposit Products - services rendered by Banks - Mandate and Power of attorney;Banker's lien - right of set off - garnishee order - Income tax attachment order etc.

Payment and collection of Cheque - duties and responsibilities of paying and collecting banker-protection available to paying and collecting banker under NI Act - endorsements - forged instruments - bouncing of cheques and their implications

Opening of accounts for various types of customers - minors - joint account holders - HUF - firms - companies - trusts - societies - Govt. and public bodies Importance of AML

Credit:

Principles of lending - various credit Products/ Facilities - working capital and term loans - Credit Appraisal Techniques - Approach to lending; - credit management - credit monitoring -NPA Management - Different types of documents; Documentation Procedures; Stamping of documents Securities - Different modes of charging - types of collaterals and their characteristics Priority Sector Lending - sectors - targets - issues/problems - recent developments - Financial Inclusion Agriculture/SMEs/SHGs/SSI/Tiny Sector financing New Products & Services -Factoring, Securitisation, bancassurance, Mutual Funds etc Credit Cards/Home Loans/Personal Loans/Consumer Loans-Brief outline of procedures and practices Ancillary Services: Remittances, Safe Deposit lockers etc.

Module C :Banking Technology

Electronic Banking- Core Banking -Electronic products- Core Banking Banking Technology - Distribution channels- - Teller Machines at the Bank Counters - Cash dispensers - ATMs - Anywhere Anytime Banking - Home banking (Corporate and personal) Electronic Payment systems On line Banking - Online enquiry and update facilities - Personal identification numbers and their use in conjunction with magnetic cards of both credit and debit cards, smart cards, signature storage and display by electronic means, cheque truncation, microfiche, note and coin counting devices. Electronic funds transfer systems - plain messages (Telex or data communication) - structured messages (SWIFT, etc...) - RTGS Information Technology - Current trends - Banknet, RBI net, Datanet, Nicnet, I-net, Internet, E-mail, etc...- Role and uses of technology up gradation - Global developments in Banking Technology - Information Technology in finance and service delivery Impact of Technology on Banks - Protecting the confidentiality and secrecy of data - effect on customers and service quality - Computer Audit -Information System Audit Information System Security and Disaster Management.


Module D -Support Services - Marketing of Banking Services/Products

Marketing Management - Meaning, Importance and Functions - Marketing of Services - Product Research & Development - Test marketing of bank products - Product Life Cycle - Product Modification - New Product Development - Packaging and Branding of bank products - Diversification - Pricing of bank products and services - Objectives, Strategies and Methods - Factors Influencing the Pricing Decisions, Importance of Pricing. Distribution - Factors Influencing - Direct and Indirect Channels of bank products - Physical Distribution - Channel Functions and Services - Promotion - Promotion Mix and Role of Promotion in Marketing - Marketing Information Systems.Role of DSA/DMA in Bank Marketing Channel Management Selling function in a bank Portfolio and Wealth Management Tele marketing/Mobile Phone banking


PAPER 2: ACCOUNTING & FINANCE FOR BANKERS

Objective:

The candidate would be able to acquire the knowledge of the basics of financial mathematics and basics of accountancy and develop an understanding of the basic financial concepts

Accounting & Finance for Bankers provides the basic Knowledge necessary to understand accounting principles and practices of different entities with special focus on banks and apply these numerical and accounting skills to aid decision making.

Module A - Basics of Business Mathematics

Calculation of simple Interest and compound interest -Fixed and Floating interest rates - calculation of EMIs - Calculation of front end and back end interest -Calculation of Annuities - Calculation of provisions for NPA and risk weights for Basel II - Interest calculation using products /balances

Amortization and Sinking Funds Bonds - Calculation of YTM - Duration - Bond Pricing - Premium and Discount - Bond valuation rules preliminary method, definition of debt, rules on compounding in respect of loan accounts, penal interest etc. Capital Budgeting - Discounted cash flow - net present value - pay back methods Depreciation - different types - methods of calculation Foreign Exchange Arithmetic for beginners


Module B - Accounting in Banks/Branches

Definition & Scope and Accounting Standards - Nature and purpose of accounting; historical perspectives - Origins of accounting principles - accounting standards and its definition and Scope. Generally Accepted Accounting Principles - USA Transfer Price mechanism

Basic Accountancy Procedures - Concepts of accountancy - entity going concern - double entry systems, Principles of conservatism - revenue recognition and realization - accrual and cash basis. Record keeping basics -account categories - debit and credit concepts - journalizing - Maintenance of Cash/ Subsidiary books and Ledger -Trial Balance - Adjusting and Closing entries - Day Book and General Ledger Posting


Module C - Bank Accounting and Balance Sheet

Rules for bank accounts, cash/clearing/transfer vouchers/system - subsidiary book and main day book - General Ledger -Branch v/s Bank Accounts Bank Balance Sheet Structure - accounts - categories -Assets, Liabilities and Net Worth Components. Accounting for NPA /Provisioning/Suit Filed Accounts Preparation of Final Accounts - Final Accounts of Banking Companies - . Disclosure requirements


Module D - Other Accounts

Partnership accounts - partner's fixed capital accounts - Current accounts - loan accounts - treatment of intangibles like goodwill - admission / retirement / death of partner - Company accounts - classes of Share Capital - issue/ forfeiture of Shares -issue of Bonus Shares Bank reconciliation statement - Capital & Revenue Expenditure/Depreciation/Inventory Valuation/Bill of Exchange / Consignment Account / Joint Venture - Special accounts - Leasing and Hire - Purchase Company accounts - Accounts of Non - Trading Concerns - Accounting from incomplete records - Receipts and Payments Account - Income and Expenditure Account. Ratio Analysis

Module E - Computerized Accounting

Accounting in electronic environment - methods - procedures - security - rectification Core banking environment is to be highlighted. Standard books maintained for different accounts are to be shown as model.


PAPER 3: LEGAL & REGULATORY ASPECTS OF BANKING OPERATIONS

Objectives:

The candidates would be able to acquire knowledge in
the legal & regulatory framework of the banking system

and the various laws and enactments affecting day to day Banking operations

Legal & Regulatory Aspects of Banking deals with related legal and regulatory aspects that has a bearing on Banking Operations and are woven in to the units/chapters to make their relevance easily understandable. Banking and Business laws in so far as they relate to day to day banking operations will also be covered at appropriate places. Case laws will be included, wherever appropriate.

Module A - Regulations and Compliance:

The questions in this section will be with reference to legal issues and problems

Provisions of RBI Act 1935 ,Banking Regulation Act 1949 Banking Companies [Acquisition and transfer of undertakings Act 1970 & 1980]

Government and RBI's powers
- Opening of new banks and branch licensing - Constitution of board of directors and their rights - Banks share holders and their rights - CRR/SLR concepts - Cash/currency management - winding up - amalgamation and mergers - powers to control advances - selective credit control - monetary and credit policy - Audit and Inspection - supervision and control - board for financial supervision - its scope and role - disclosure of accounts and balance sheets - submission of returns to RBI etc Corporate Governance

Module B - Legal aspects of banking operations

Case laws on responsibility of paying /collecting banker Indemnities/guarantees - scope and application - obligations of a banker - pre cautions and rights-laws relating to bill finance, LC and Deferred Payments - Laws relating to securities - valuation of securities - modes of charging securities - lien, pledge, mortgage, hypothecation etc - registration of firms/companies - creation of charge and satisfaction of charge


Module C - Banking Related Laws

Law of limitation Provisions of Bankers Book Evidence Act Special features of Recovery of Debts Due to Banks and Financial Institutions Act, 1993 TDS Banking Cash Transaction tax Service Tax Asset Reconstruction Companies The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 The Consumer Protection Act, 1986 Banking Ombudsman Lok Adalats Lender's Liability Act


Module D - Commercial Laws with reference to banking operations

Indian Contract Act, 1872 (Indemnity, Guarantee, Bailment, Pledge and Agency etc) The Sale of Goods Act, 1930 (Sale and Agreement to Sell, Definitions, Conditions and Warranties, Express and Implied, Right of unpaid Seller etc) The Companies Act, 1956 Definition, features of company, Types of Companies, Memorandum, Articles of Association, Doctrines of Ultravires, indoor management and constructive notice, membership of company - acquisition - cessation, rights and duties of members and register of members. Prospects and directors.

Indian Partnership Act, 1932 Definition and types of partnership, relation of partners to one another - Relation of partners to third parties, Minor admitted to the benefits of Partnership, Dissolution of firm, Effect of non - registration Foreign Exchange Management Act 2000.Prevention of Money Laundering Act Right to Information Act Information Technology Act




Recommended Reading:

The Institute has prepared comprehensive study material in the form of kits to facilitate preparation for the examination without intervention of teacher. An attempt has been made to cover fully in the write-ups the syllabus prescribed for each subject/paper. The presentation of topics in the self-study material may not always be in the same sequence as given in the syllabus.

Candidate are also expected to take note of all the latest developments relating to the subjects covered in the syllabus by referring to Economic Journals, Financial Papers, latest books and publications on the subjects concerned.


For detailed syllabus here is the attachment .
Attached Files
File Type: pdf DBF course syllabus of IIBF.pdf (599.5 KB, 285 views)


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